Prepaid cards have been heavily criticized for the amount of fees they carry. However, considering the increased cost of checking accounts, prepaid cards may become more attractive. Walmart and American Express have introduced a prepaid… Can Prepaid Cards Replace Checking Accounts?
The government’s unemployment figures reported for September reflect that the nation’s jobless rate fell a whopping 0.3 percent and brought the unemployment rate to its lowest level since January 2009. The unemployment rate fell from… Unemployment Rate Drops 0.3 Percent in September and Raises Suspicions
Continuously overdrafting your checking account, running out of money before you get paid again, and having to dip into savings or use your credit card to make ends meet are all signs of serious money… Get to the Root of Your Money Problems
A good credit score can help you qualify for the best credit card deals – ones with low interest rate, lucrative rewards, and signup bonuses. More credit card issuers are offering generous signup bonuses for… Be Careful Chasing Credit Card Signup Bonuses
If you haven’t embraced the capability of paying bills online, you may be missing out. Most companies make it easy to pay your bills over the internet within seconds. It can be so much faster… Benefits of Paying Bills Online
Refunds will be sent this week to consumers who were swindled by a telemarketing scam that promised “free” goods and services such as gift cards, gas cards, and resort vacations, the Federal Trade Commission reported… FTC Refunds Nearly $1 Million to Victims of Telemarketing Scheme
The average credit card rates this week are 15%, according to the Weekly Credit Card Rate Report from CreditCards.com. Each week, the credit card comparison site computes averages credit card APRs using the most current… Credit Card Rates May Not Get Any Lower
Just a few years ago, free checking accounts were abundant. In fact, banks were basically paying for customers by offering free gifts and sometimes even cash bonuses for signing up and referring new customers. Those… Free Checking Accounts Are Slowly Going Away
Sound decisions are the key to having a healthy financial life – to building wealth, paying off or staying out of debt, and to building a good credit score. Even the small, day-to-day money decisions… Making Sound Financial Decisions
As part of a settlement with the FDIC and the Consumer Financial Protection Bureau, Discover is required to refund about $200 million to cardholders who enrolled in credit protection plans by phone. Payment protection plans… Discover to Refund Cardholders for Payment Protection Fees