The South Carolina Department of Revenue suffered a massive data breach resulting in the theft of approximately 3.6 million social security numbers and 387,000 credit and debit card numbers. The majority of credit and debit… Massive South Carolina Data Breach – 3.6 Million Social Security Numbers Stolen
If you recently used your credit card at a Barnes & Noble, you may have been a victim of a data breach. In September (2012), 63 stores were impacted by the data breach. The stores… Barnes & Noble Data Breach Puts Debit Cards At Risk
The rule of checking accounts is that you should only spend as much as you have in your account. As a courtesy, your bank may process transactions that exceed your checking account balance however, that… 5 Reasons to Clear Overdrafts Quickly
Payday loan providers are known predators. The loans are generally easy to borrow, but difficult to repay. They’re attractive to many because no credit check is required. However, cash flow problems lead to some borrowers… Online Payday Loans Are Riskier
Over half of Americans don’t feel secure about their upcoming retirement and more than a third could be living their golden years in poverty, according to a bank survey of people ranging from age 25… Retirement Doesn’t Look Golden for Many Americans
You can kill a good credit score in a matter of months. It’s easy. In fact, you don’t have to do anything because not doing something, specifically not paying your bills, is precisely what makes… Slow and Steady Wins the Credit Score Race
The TLC show Extreme Couponing popularized or rather re- popularized couponing habits, inspiring people all over the country to spend hours each week clipping coupons and looking for store deals in an effort to save… The Downside to Clipping Coupons
Government agencies and consumer rights advocates have been speaking out against debt settlement for years and obviously with good reason. According to the National Association of Consumer Bankruptcy Attorneys (NACBA), only one in 10 consumers… Considering Debt Settlement? Beware the Low Success Rate
Internet banking makes it seem like old-fashioned checkbook balancing is a dated skill, like brushing your teeth with baking soda or churning your own butter. It seems even more unnecessary, if you never actually write… Checkbook Balancing is Still an Important Skill
Complicated finances are difficult to manage and could even be costly. Simplifying your finances might be a much-needed stress reliever. It would also make it much easier to manage your money. Organize your financial documents,… Simplify Your Finances