THat is true, and sometimes it takes for us to hit rock bottom to understand the meaning of saving. It happen to me before and that is how I learned my lesson.

it's economical and wise for us to save especially with this type of crisis. we must learn this lesson from ants who saves for the rainy days

The economy is making people change, I am serious. Knowing there is a brother out there making bread, these women will kick the broke ones out of the bed room and go looking for kiejon with a flashlight in daylight:laugh:

I got a few friends doing it now, but I will tolerate my dusty husband with his income any day:laugh: I will just make it better or ride with it.

No comment.

LOL MAN MEYA YOU KNOW HOW TO MAKE ME LAUGH!!! WELL I MUST SAY I DO SAVE ALOT OF MY MONEY UNFORTUNATELY I AM SAVING FOR MY KIDS MY WIFE WE DO MAKE ALOT OF MONEY MY WIFE MAKE ABOUT 89,000YEAR AND I MAKE ABOUT 280,000 YEAR FROM MY OWN COMPANY BUT MY WIFE HATES WHEN I TELL HER NO WE CAN NOT SPEND ANY MONEY OUT OF ARE SAVINGS LAST YEAR WE SAVE ABOUT 150,000 WHAT DO YOU THANK ABOUT THAT AND I ALSO HAVE CDS ACC OTHER ACC MY MOTHER TOLD ME I HAVE TO LET MY MONEY WORK FOR ME NOT FOR OTHER AND I LOVE SAVING FOR A RAINY DAYS AND I HAVE ALOT OF PLANS FOR THE MONEY THAT WE SAVE AND I AM HAPPY WITH THE WAY I SAVE AND I WAS ALWAYS TOLD WHEN I WAS A LIL BOY TO SAVE AND DONT SPEND ALL THE MONEY THAT YOU MAKE I SAVE ABOUT 50% OF MY PAYCHECKS SAVING IS A GOOD THING

Hey, hey, hey, hey, hey! I need a loan...oops I mean can I have some money? You better stop telling these women on the board how much money you are making, you might find someone popping up at your door step with a mini-dress 1 cmm below the butt cheeks bent over saying, "You know you look good baby"

Do you think they will adjust the rate to 2.5% because you didn't put in $10,000?

That is what I saw on the Capital One website. It looks like a tiered interest rate. ING looks like a good place for a savings account as well. I looked into them as well.

LOL MAN MEYA YOU KNOW HOW TO MAKE ME LAUGH!!! WELL I MUST SAY I DO SAVE ALOT OF MY MONEY UNFORTUNATELY I AM SAVING FOR MY KIDS MY WIFE WE DO MAKE ALOT OF MONEY MY WIFE MAKE ABOUT 89,000YEAR AND I MAKE ABOUT 280,000 YEAR FROM MY OWN COMPANY BUT MY WIFE HATES WHEN I TELL HER NO WE CAN NOT SPEND ANY MONEY OUT OF ARE SAVINGS LAST YEAR WE SAVE ABOUT 150,000 WHAT DO YOU THANK ABOUT THAT AND I ALSO HAVE CDS ACC OTHER ACC MY MOTHER TOLD ME I HAVE TO LET MY MONEY WORK FOR ME NOT FOR OTHER AND I LOVE SAVING FOR A RAINY DAYS AND I HAVE ALOT OF PLANS FOR THE MONEY THAT WE SAVE AND I AM HAPPY WITH THE WAY I SAVE AND I WAS ALWAYS TOLD WHEN I WAS A LIL BOY TO SAVE AND DONT SPEND ALL THE MONEY THAT YOU MAKE I SAVE ABOUT 50% OF MY PAYCHECKS SAVING IS A GOOD THING
WE HAVE ACC FOR CHRISMAS
VACATIONS AND OTHER

From what I am seeing is that to get the 3.5% you would have to put at least $10,000 in a savings account. If it is under, it is 2.5%. I only put $2,000 in my HSBC account and getting the 3.5%.

Do you think they will adjust the rate to 2.5% because you didn't put in $10,000?

From what I am seeing is that to get the 3.5% you would have to put at least $10,000 in a savings account. If it is under, it is 2.5%. I only put $2,000 in my HSBC account and getting the 3.5%.

Capital One offers the same interest rate. Personally, I don't like HSBC nor would i trust them with my money.

I just opened a savings account with HSBC and put 2 grand in it. After I have my cc bills paid down a little more, I am going to put more in. HSBC has a deal with a savings account that the interest rate is 3.5%. Needless to say that I took advantage.

That is an awesome interest rate

I just opened a savings account with HSBC and put 2 grand in it. After I have my cc bills paid down a little more, I am going to put more in. HSBC has a deal with a savings account that the interest rate is 3.5%. Needless to say that I took advantage.

When is a good time to invest in a 401k?

Seriously, start putting in no less than 10% of what you make in a retirement account (if you can afford) RIGHT NOW.

From what I have heard, its best to start while you are young bro. You will have more invested.

When is a good time to invest in a 401k?