Of course I am going to try for the 800's. Right now my real goal is to get to 760 or better!

Eldarwen, congrats! What's next? The 800 club?!?!

My Fico just went up! It is sitting at 731! It's close to what my origional score was.

But the suzie orman does not monitor the 3 cb's for you. Does she?

The best bet IMO is to get the Suze Orman package which allows you to pull all 3 Fico scores and you have access to the reports for 1 yr. There are discount codes floating around on the net. also, once you have purchased from her you get a 15% discount on all subsequent Fico scores pulled.

actually, you were the one who gave it to me

Meya, thanks for the info!

Thanks bro, I read the link all the way down to the small print:

Note] Score Watch is not available for Experian or TransUnion. $10.95 discount cannot be used to get FICO® scores and credit reports from TransUnion or Experian.

Meya, I think Scorewatch does only monitor EQ. I notifies you when EQ takes a hit but I don't think it monitors TU nor EX.

http://www.myfico.com/Products/ScoreWatch/Description.aspx

Cireone, if you buy the scores from all 3 bureaus, it's a one-time payment.

However, if you sign-up for Scorewatch, then it is a recurring charge. They are both two totally different things though. The Scorewatch is a monitoring service.

I think I already asked this question, but, scorewatch only monitors eqx right? What happens if ex and tu took a hit?

Actually, I believe that you can also purchase Suze Orman's kit which is around $45-$49 and allows you to pull all 3 scores. It also has some other features to it and you don't have to pull all at the same time. These scores are reall Ficos.

In addition, there are discount codes floating around on the net. You can google, 'my fico coupon' or 'suze orman coupon' and get a discount code or you can go to www.creditinfocenter.com and visit their credit forum and do a search on myfico coupons.

Real Fico scores can also be purchased from www.equifax.com .

Cireone, if you buy the scores from all 3 bureaus, it's a one-time payment.

However, if you sign-up for Scorewatch, then it is a recurring charge. They are both two totally different things though. The Scorewatch is a monitoring service.

When you by these scores form myfico.com is it a recurring charge or a one time payment????

Buying your scores from myfico.com will make a big difference as to where you stand credit wise.

After one year, they do not hurt you as bad. I know they can last for 2 years (up to 25-26 months with exp) but creditors tend to over look inq's after one year and your scores rise after the one year mark.

Cool Beans