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TOPIC: Questions to Ask Yourself When Choosing a Credit Card

Questions to Ask Yourself When Choosing a Credit Card 1 month 2 weeks ago #1

  • FrankN
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Very good questions! I hope people are getting them just to chase the physical card appearance!
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Questions to Ask Yourself When Choosing a Credit Card 1 month 3 weeks ago #2

  • Wanderer
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Do I really need or want the card long term? Is it I am grabbing a sub or chasing the physical card appearance (not so much anymore since we generally don't share our cards with clerks or cashiers). Or, maybe I just applied to see if I could qualify?
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Questions to Ask Yourself When Choosing a Credit Card 1 month 3 weeks ago #3

  • FrankN
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If you do not plan to pay off the credit card every month, you also want to ask what the interest rate is?
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Questions to Ask Yourself When Choosing a Credit Card 6 months 4 weeks ago #4

  • FrankN
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(1) How much is the annual fee?
(2) What exactly are the rewards?
(3) What is the sign-on bonus?
(4) What is my credit limit?

Does anyone have anything else to add?
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