Visa® Credit Cards

First Access Visa® Card

• Checking Account Required
• Reporting monthly to all three major credit reporting agencies
• Perfect credit not required for approval; we may approve you when others won’t
• Easy and secure online application
• $300 credit limit (subject to available credit)
• The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Applied Bank® Unsecured Classic Visa® Card

• Get Pre-Qualified in Less Than a Minute
• A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
• A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
• No Penalty Rate. Your Rate Won't Go Up Even If You are Late
• Access Additional Credit With On-Time Payments and Responsible Usage
• A True Unsecured EMV enabled (chip) Visa Credit card
• Does not require perfect credit for approval
• Fixed APR and Manageable Monthly Payments

Total Visa® Card

• Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
• Checking Account Required
• Fast and easy application process; response provided in seconds
• A genuine Visa credit card accepted by merchants nationwide across the USA and online
• Manageable monthly payments
• $300 credit limit (subject to available credit)
• Reports monthly to all three major credit bureaus

Chime Spending Account and Visa® Debit Card

Chime® is a new award-winning mobile app designed to help people lead healthier financial lives and automate their savings. With Chime, you get a Chime Visa® Debit Card and an FDIC insured deposit account that can be managed entirely from your smartphone, plus a Savings Account that helps you save money without thinking about it.

• Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.
• Visa's Zero-Liability Policy protects all unauthorized purchases.*
• 60K+ fee-free ATMs at convenient locations like Walgreens, 7-Eleven, CVS and more
• Real-time alerts for every banking transaction.
• Automatic Savings takes the effort out of saving.
• No minimum, monthly, or overdraft fees.˜

Upgrade Triple Cash Rewards Visa®

• Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
• Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
• $0 annual fee, $0 activation fees, $0 foreign transaction fees
• Combine the flexibility of a credit card with the predictability of a personal loan
• No touch payments with contactless technology built in
• See if you qualify in minutes without hurting your credit score
• Great for large purchases with predictable payments you can budget for
• Mobile app to access your account anytime, anywhere
• Enjoy peace of mind with $0 Fraud liability

Upgrade Cash Rewards Visa®

• Earn 1.5% unlimited cash back on card purchases every time you make a payment
• Combine the flexibility of a credit card with the predictability of a personal loan
• $0 annual fee, $0 activation fees, $0 foreign transaction fees
• No touch payments with contactless technology built in
• See if you qualify in minutes without hurting your credit score
• Great for large purchases with predictable payments you can budget for
• Mobile app to access your account anytime, anywhere
• Enjoy peace of mind with $0 Fraud liability
• See Rates & Fees

Petal® 1 "No Annual Fee" Visa® Credit Card

• $0 Annual Fee
• Variable APRs range from 23.74% - 33.24%
• $300 - $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we'll create your Cash Score instead.
• 2% - 10% cash back at select merchants
• See if you're pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank, Member FDIC

Applied Bank® Secured Visa® Gold Preferred® Credit Card

• Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
• Absolutely No Credit Check or Minimum Credit Score Required
• Automatic Reporting to All Three National Credit Bureaus
• 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
• Activate Today with a $200 Minimum Deposit - Maximum $1,000.
• Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

AccountNow® Prepaid Visa® Card

• $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
• No Credit Check. No Overdraft Fees, ever.
• Free† direct deposit and online bill payment
• Use it Everywhere Visa Debit Card Accepted in the U.S.
• Easy Online/Mobile Account Access
• Perfect for Occasional Usage

Mission Lane Visa® Credit Card

• See if you qualify instantly without harming your credit score.
• Get a higher credit line if you're in good standing after making your first 6 payments on time.
• Free, online credit score access for cardholders.
• Instant decision on your application.
• No interest on purchases when you pay in full and on time each month.
• No security deposit required – get started today!
• Enjoy coverage from Visa®.
• Access your account anytime, anywhere with our mobile app.