Visa® Credit Cards


Across the multitude of most popular brands when it comes to the leading credit, debit and prepaid cards that a consumer can apply for, it can almost go without saying that Visa credit cards tend to be one of the most (if not the most) recognizable and widely accepted. This isn't due to any sheer coincidence-- Visa credit cards have succeeded in becoming one of the most consistent among credit card brands when it comes to usability, synchronization with digital services and bank checking and savings accounts, and more –when those in the know among the credit card industry think flexibility and commonality, the successful integration promoted in recent years by Visa will most likely tend to spring to mind.

Below, you can read through our selection of some of the best current Visa credit card offers and featured package deals that the powerhouse credit card company has to offer-- while this selection of cards does not distinguish based on required credit score or annual fees, you can select our table view feature below to begin weighing to pros and cons of each card against one another, and narrow down the best current Visa cards available based on the details and bonuses that are best for your own personal or business use.

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Petal 1 "No Annual Fee" Visa® Credit Card

  • $0 Annual Fee.
  • Up to 10% cash back from select merchants.
  • $500 - $5,000 credit limits.
  • Variable APRs 19.99-29.49%.
  • No annual or international transaction fees. Late and returned payment fees may apply.
  • Build credit alongside tens of thousands of Petal Card members.
  • Cash flow technology may help applicants without credit history get approved.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required.
  • Card issued by WebBank, Member FDIC
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit Consumer $0 N/A N/A 19.99 - 29.49% Variable Cash Back Be the first to write one

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Secured $48 N/A N/A 9.99% None Be the first to write one

USAA® Rewards™ Visa Signature® Card

  • Earn 2X points per dollar spent on gas and dining with no cap
  • Earn 1X points for every dollar spent on all other purchases
  • Get 2,500 bonus points with your first purchase
  • Redeem points for cash, merchandise, gift cards and more.
  • USAA membership is available to active and former military and their eligible family members
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 None N/A 12.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks Flexible Options Be the first to write one

Total VISA® Unsecured Credit Card

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Poor Credit Consumer See Terms N/A N/A See Terms None Be the first to write one

USAA® Preferred Cash Rewards Visa Signature® Card

  • Earn 1.5% cash back on every purchase with no limits or category restrictions
  • Pay no annual fee, no penalty APR and no foreign transaction fees
  • USAA membership is available to active and former military and their eligible family members
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Good Credit, Excellent Credit Consumer $0 None N/A 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks Cash Back Be the first to write one

First Access Visa® Solid Black Credit Card

  • Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and
  • ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • 24/7 mobile account access with no security deposit required
  • $0 fraud liability if your card is lost or stolen
  • All credit histories considered for this no security deposit credit card
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer See Terms N/A N/A See Terms None Be the first to write one

Upgrade Card

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • See Rates & Fees
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 N/A N/A 6.99%-29.99% None Be the first to write one

USAA® Rate Advantage Visa Platinum® Card

  • Enjoy USAA's lowest rate card
  • No annual fee, no foreign transaction fees, no penalty APR
  • USAA membership is available to active and former military and their eligible family members
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 None N/A 9.15% - 26.15% variable Regular APR on purchases, balance transfers and convenience checks None Be the first to write one

Petal 2 "Cash Back, No Fees" Visa® Credit Card

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away.
  • Up to 10% cash back from select merchants.
  • $500-$10,000 credit limits.
  • Variable APRs 12.99%-26.99%.
  • Build credit alongside tens of thousands of Petal Card members.
  • Cash flow technology may help applicants without credit history get approved.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required.
  • Card issued by WebBank, Member FDIC
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Limited Credit, Fair Credit Consumer $0 N/A N/A 12.99% to 26.99% Variable Cash Back Be the first to write one
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