Credit Cards With No Annual Fee


Among the exceptionally wide variety of credit card bonuses, rewards programs and introductory offers featured by the growing selection of online credit card applications available to consumers and small businesses available today, it can seem almost overwhelming at times to narrow down a new credit card offer or application based on the crucial, key factors that are truly most important to you. Below, we've compiled an up to date list of the cards with the best overall quality and assortment of additional conveniences for those that wish to base their next credit card application around a complete absence of annual fees that can often prove to be more costly than you might expect.

In addition to the cards below featuring no annual fees for those approved, you can shop for your selection of credit card based on the most noteworthy rewards programs, bonuses, introductory APR, and more to ensure that your choice of No Annual Fee credit card application ends up being an exceptionally well rounded investment that you can rest easy upon qualifying for. Not satisfied with your run of the mill no annual fee credit card? Check out our featured credit card offers below for the best no annual fee packages that also feature the best limited time rewards and overall packages that we could find.

Showing 30 of 142 Results
Show as Table | Search

Susan G. Komen® Credit Card

  • 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings 
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other purchases
  • You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1% 
  • Go to Online Banking or the Mobile Banking  app to change the choice category for future purchases once each calendar month, or make no changes and it stays the same

Susan G. Komen® has received more than $9.5 million from Bank of America from the program since 2009. 

Enjoy no annual fee while maximizing your cash back by choosing how you earn rewards

Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 13.99% to 23.99% will apply. A 3% fee (min $10) applies to all balance transfers.

Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

Preferred Rewards clients get a 25% - 75% rewards bonus on every purchase. 

That means the 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could go up to 1.75%. 

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days* N/A 13.99% - 23.99% Variable APR on purchases and balance transfers Cash Back Be the first to write one

Citi Simplicity® Card

To be simple is to be great. This is the only card with No Late Fees, No Penalty Rate and No Annual Fee - Ever. Give it a try and apply to find out what the Citi Simplicity® Card can do for you.

  • Learn more about the benefits that come with the Citi Simplicity® Card, the only credit card with no late fees, no penalty rate and no annual fee – ever.*
  • 0% Intro APR on purchases and balance transfers for 18 months; after that the variable APR will be 14.74% - 24.74%, based on your creditworthiness.*
  • Balance Transfer Fee: Either $5 or 3% of the amount of each credit card balance transfer, whichever is greater.*
  • Save time, just say "representative" when you call, to enjoy fast personal help.
  • No Annual Fee*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit Consumer $0* N/A N/A 14.74%* - 24.74% (Variable)* None 1

Disney® Visa® Card

Earn 1% in Disney Rewards Dollars on all card purchases.* Redeem toward most anything Disney at most Disney locations. Enjoy special vacation financing and shopping savings.* Terms apply.
 
  • $50 Statement Credit after first purchase with a new Disney Visa Card. - This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
  • 10% savings everyday on shopping* Save 10% on select Disney and Star Wars purchases at Disney store and shopDisney.com. Receive 10% off select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts.
  • 1% in Disney Rewards Dollars* Earn 1% in Disney Rewards Dollars on all your card purchases with no limits to the amount you can earn.
  • 0% Promo APR on select Disney Vacations* Same page link to Pricing and Terms* Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 15.99%.*
  • Character Experiences* Disney Visa Cardmember-exclusive photo opportunities with Disney or Star Wars Characters, held in private locations at the Disneyland® and Walt Disney World® Resorts.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit Consumer $0 N/A N/A 15.99% (Variable)* Entertainment Be the first to write one

Buckle Credit Card

  • 10% off your first Buckle Credit Card purchase*
  • Earn a $10 B-Rewards card for every $300 spent on merchandise with your Buckle Card during a B-Rewards period*
  • Exclusive mailings and special offers
  • Special Birthday Rewards*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Limited Credit Consumer $0* N/A N/A 24.99% (Variable)* Store 10

Sam's Club Consumer Credit

  • Acceptance at all Sam's Club and Walmart® locations nationwide
  • Exclusive to members
  • No annual fee†
  • Doubles as your membership card
  • Member photo on card protects you from fraudulent use
  • Online account access at SamsClub.com/credit
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Good Credit, Above Average Credit Consumer $0* N/A N/A 14.90%* - 22.90% (Variable)* None 7

Dillard's American Express® Credit Card

As a cardholder you earn rewards points for every $1 in purchases charged to your Dillard's Credit Card.* For every 1,500 points you earn, you'll receive an all-day 10% Off Rewards Shopping Pass.* All merchandise. Any department. You choose the day. Plus, you can enjoy other great benefits and savings throughout the year, such as:
  • Exclusive Dillard's events and offers
  • Early access for select clearance events
  • Special financing opportunities on qualifying Dillard's purchases. See "Club Plan Financing"
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Above Average Credit, Fair Credit Consumer $0* N/A N/A 22.99%* - 24.99% (Variable)* Store 15

GapCard

  • Save 20% and free shipping on your first purchase with the GAP card
  • Extra 10% Everyday, every time you shop at Gap and Gap Factory stores
  • Access to special events with exclusive discounts
  • A special birthday gift
  • Bonus Point shopping days
  • No receipt neccesary for returns
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer $0* N/A N/A 26.99% (Variable)* Store 13

AEO™ Credit Card

  • 30% off your first AEO Connected credit card purchase*
  • Free standard shipping
  • Earn 1 Point per $15 spent*
  • 2500 points = $10 reward*
  • 20% off birthday coupon*
  • Buy 5 jeans get 1 free
  • Buy 5 bras get 1 free
  • Personal shopping day coupon
  • 6 cardholder events each year
  • Mobile phone and online account management
  • $0 fraud liability
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Limited Credit, Poor Credit Consumer $0* N/A N/A 25.99% (Variable)* Store 7

Old Navy Credit Card

  • Enjoy 20% off your first Old Navy Card purchase*
  • View & redeem Rewards with one click
  • Track points to your next Reward & tier status
  • Access your earned offers & more
  • Earn points when you make a purchase at our family of brands, in-store and online. Then, redeem your Rewards at any Gap Inc. brand
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Limited Credit Consumer $0* N/A N/A 25.99% (Variable)* Store 14

Victoria's Secret Angel Credit Card

Exclusive benefits just for Angels…

  • Receive $25 off your next purchase plus, receive a Little Book of Exclusive Perks with your card*
  • Birthday gift just because we love you**
  • Free Shipping on purchases that include bras***
  • Exclusive rewards for shopping†
  • Insider access & invitations to events throughout the year
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit Consumer $0* N/A N/A 24.99% (Variable)* Store 39
Previous
Next