Written by: rob72830 on 2008-07-28
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rob72830's review: 
Finally got my BofA card today. It has been 40 days to the day I took my application to the local BofA branch to send it in. Not sure of my scores then but my PFICO was 646. I was approved for this card after being declined for a regular unsecured Platinum Visa from them. I just wish I could add money to my account to increase the credit line.
Finally got my BofA card today. It has been 40 days to the day I took my application to the local BofA branch to send it in. Not sure of my scores then but my PFICO was 646. I was approved for this card after being declined for a regular unsecured Platinum Visa from them. I just wish I could add money to my account to increase the credit line.
13 Comments
Comment 1 by yoyo11
Wow 
on 2008-07-28
I'm so happy for you. Congrads!! I guess it's the 99/500 and they won't let you add money because it's just as good as a unsecured card. Wow...40days... I know it was worth the wait. Is it a handsome card? Or the reg/Bofa logo?
on 2008-07-28 I'm so happy for you. Congrads!! I guess it's the 99/500 and they won't let you add money because it's just as good as a unsecured card. Wow...40days... I know it was worth the wait. Is it a handsome card? Or the reg/Bofa logo?
Comment 2 by rivasglo
Cool! on 2008-07-28
Thats great news rob! That was a very long wait but I bet it was worth it.
Congrats and enjoy!
on 2008-07-28 Thats great news rob! That was a very long wait but I bet it was worth it.Congrats and enjoy!
Comment 3 by rob72830
BofA 99/500 Card Arrived Today on 2008-07-28
Yoyo, thank you. It is very nice and shiny and looks just like the regular unsecured platinum Visa. Yeah, its the 99/500 card. I am glad I went on ahead and got this card even though I had to get a denial and 2 hard inquiries to get it. If what people tell me is true, then this will open the door to other great cards. If you are thinking about applying, I say go for it. : )
on 2008-07-28 Yoyo, thank you. It is very nice and shiny and looks just like the regular unsecured platinum Visa. Yeah, its the 99/500 card. I am glad I went on ahead and got this card even though I had to get a denial and 2 hard inquiries to get it. If what people tell me is true, then this will open the door to other great cards. If you are thinking about applying, I say go for it. : )
Comment 4 by yoyo11
Wonderful on 2008-07-28
Yeh... Rob I bank with BoFA... Got the offer two months ago... But denied due to my BK in 05. I'm very glad someone as deserving as you got it LOL!!!
on 2008-07-28 Yeh... Rob I bank with BoFA... Got the offer two months ago... But denied due to my BK in 05. I'm very glad someone as deserving as you got it LOL!!!
Comment 5 by cireone
99/500 on 2008-07-28
CONGRATS on the card. Ive been searching far and wide for this card. Online it doesn't show up and they say that its not offered in the branches. Im just curious to know how did this offer come about to you???
on 2008-07-28 CONGRATS on the card. Ive been searching far and wide for this card. Online it doesn't show up and they say that its not offered in the branches. Im just curious to know how did this offer come about to you???
Comment 7 by hjm331
RE: Rob on 2008-07-28
Welcome to the BOA Family! Take care of the card and it will take care of you when it's time to unsecure the card.
on 2008-07-28 Welcome to the BOA Family! Take care of the card and it will take care of you when it's time to unsecure the card.
Comment 9 by rob72830
99/500 Card on 2008-07-29
Cireone, I applied for the regular unsecured Platinum Visa and was denied but then was offered the partially secured card. Thats how you apply for the 99/500 card. You can't outright apply for the 99/500 card. Also thanks everyone who encouraged me to hang in there. I believe this card and me are going places.
on 2008-07-29 Cireone, I applied for the regular unsecured Platinum Visa and was denied but then was offered the partially secured card. Thats how you apply for the 99/500 card. You can't outright apply for the 99/500 card. Also thanks everyone who encouraged me to hang in there. I believe this card and me are going places.
Comment 12 by mskiwi
Worth The Wait on 2008-07-31
It is worth the wait. WTG Rob! It should unsecure in 6-9 months.
on 2008-07-31 It is worth the wait. WTG Rob! It should unsecure in 6-9 months.
Comment 13 by arod
7 Tips Surviving The Credit Crunch on 2008-08-03
Click link or highlight right click goto address
Bankrate
http://www.Bankrate.com/brm/news/cc/20080730-credit-cards-crunch-a1.asp
on 2008-08-03 Click link or highlight right click goto address Bankrate
http://www.Bankrate.com/brm/news/cc/20080730-credit-cards-crunch-a1.asp
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.