Safe Cyber Shopping Tips

It’s the Holiday shopping season and savvy shoppers everywhere know the best deals of the year can be found in the few days immediately after Thanksgiving. The bravest of us get up at the crack of dawn on Black Friday to stand in ridiculously long lines and fight (sometimes literally) crowds of people for the … Read more

Six steps to back to school savings

This time of year, if you’re a parent of school-age kids, you might relate to that old commercial with the dad skipping merrily down the aisles of the office supply store as he tosses school supplies in his cart to a celebratory chorus of “It’s the most wonderful time of the year!” Or, perhaps, you … Read more

Budget-Friendly Landscaping Tips

First impressions matter, especially when it comes to your home. Curb appeal–or lack thereof–significantly impacts property value. Investing in a nicely designed landscape can increase your home’s overall value by up to 20 percent. But, like many home improvement projects, landscaping expenses can easily get out of control. Below are a handful of tips that … Read more

Go Green to Save Green

It’s Earth Day. Well, on the day this article gets published it will be officially, but no matter what day of the year it is as you read this its message will have relevance. What was once a single day annual event that appealed mainly to tree hugging hippies has evolved into a mainstream effort … Read more

NDYL, A Sort of Epilogue

Well, friends, the time has come. The curtain is about to close on the literary reality show known as “Nickel and Dime Yourself to Life”–at least, for now. Regular NDYL readers might remember my original plan was to try this little experiment for 6 months. My, time sure flies when you’re–um, I’m not sure “having … Read more

NDYL, Part 6B: Eat to Save

This year I’m going to spend less on food by eating more. Nutritious foods, that is. Eating mostly minimally processed homemade nutrient-rich food, rather than a lot of convenience foods will save my family at least $#222222. Unlike last month, when I included some hypothetical savings, this time my figures reflect only actual budget dollars. … Read more

NDYL, Part 5A: Relapse Recovery

I’m on stage, speaking to a huge crowd of people I’ve never met before about a subject far outside my comfort zone, and I’m naked. I cannot see my audience members’ faces or hear their voices, so I can’t read their reactions. I can’t tell if they’ve even heard a single word I’ve said . … Read more