Credit Cards for Poor Credit

Credit cards for poor credit may assist applicants in building or rebuilding credit. You may rebuild your credit history by making on time payments to all your creditors and keeping your account balances low relative to the credit limit.
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First PREMIER® Bank Classic Credit Card

  • Must have checking account to qualify
  • Rebuilding your credit history may be possible: make on time payments to all your creditors and keep your account balances low relative to the credit limit
  • Reports your credit history to the major Consumer Reporting Agencies
  • Featuring new peace-of-mind chip technology
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer
  • Apply for a credit card today - Get a response today!
  • Secure online application keeps your information confidential
  • Application response in as little as 30 seconds
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Poor Credit Consumer See Terms* None N/A* See Terms* None 3
Kay Jewelers® Credit Card - Credit Card
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Kay Jewelers® Credit Card

Become a Kay Cardholder today. Applying is quick, simple, and safe.

  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on kay.com or at any Kay Jewelers
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Limited Credit Consumer $0* None N/A* 17.00%* - 24.99% (Variable)* None 40
JCPenney Card® - Credit Card
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JCPenney Card®

  • Earn 1 point for every $1 of qualifying purchases.
  • Save 15% on apparel, shoes, handbags, fine jewelry and home merchandise; save 10% on Modern Bride Diamond Vault, watches, furniture, mattresses, and custom blinds & shades.
  • Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
  • Earn a $10 jcp reward certificates when you spend $100 on qualifying purchases in-store or at jcp.com, with a limit of ten $10 certificates per month.
  • Points expire at the end of each calendar month.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Fair Credit Consumer $0* None N/A* 26.99% Fixed* Store 59
GapCard - Credit Card
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GapCard

  • Save 15% today*
  • Earn Rewards*
  • Enjoy savings
  • Get insider news
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer $0* None N/A* 24.99% (Variable)* Store 13
AEO™ Credit Card - Credit Card
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AEO™ Credit Card

  • 15% off your first AEO Credit Card purchase*
  • Earn $10 Extra Saving coupons just for shopping with your AEO Credit Card*
  • 20% off birthday coupon*
  • Exclusive cardholder saving events 4 times a year
  • Mobile phone and online account management
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Limited Credit, Poor Credit Consumer $0* None N/A* 24.99% (Variable)* Store 7
Buckle Credit Card - Credit Card
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Buckle Credit Card

  • 10% off your first Buckle Credit Card purchase*
  • Earn a $10 B-Rewards card for every $300 spent on merchandise with your Buckle Card during a B-Rewards period*
  • Exclusive mailings and special offers
  • Special Birthday Rewards*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Limited Credit Consumer $0* None N/A* 24.99% (Variable)* Store 10
Ann Taylor Credit Card - Credit Card
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Ann Taylor Credit Card

  • Earn 5 PERFECT REWARDS Point for every $1 in-store & online at Ann Taylor or LOFT*
  • Receive a $20 PERFECT REWARDS Card for every 2,000 points earned
  • Enjoy a $15 Birthday Gift
  • *Subject to credit approval. The Perfect Rewards Program is provided by ANN INC. The program may be changed or discontinued at any time
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Limited Credit, Poor Credit Consumer $0* None N/A* 24.99% (Variable)* None 3
QCard® Store Credit Card - Credit Card
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QCard® Store Credit Card

Our exclusive credit card makes shopping with QVC fast and easy! Plus… QCard holders get all these benefits:

  • Sneak peeks at Today’s Special Value® offers, private sale opportunities, and special promotions.
  • One free Studio Tour pass for you and 5 friends at our state-of-the-art broadcasting facility in West Chester, PA.
  • Easy-to-read, itemized monthly statements for all your QCard purchases
  • Conveniently view and pay your bill online.
  • Receive paper or online statement — the choice is yours.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer $0* None N/A* 24.99% (Variable)* None 1
Valero Credit Card - Credit Card
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Valero Credit Card

  • SAVE up to 8¢ per gallon on fuel purchases*
  • Over 5,600 locations coast-to-coast makes us
  • convenient for you
  • Sensible credit limits and fuel-only options to help you manage your budget
  • Pay-at-the-pump convenience
  • Manage your account and your fuel rebates online with Valero Self Serve
  • Flexible Payment Terms: Choose the due date that works for you
  • Enjoy personalized customer service from our family to yours
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Limited Credit Consumer $0* None N/A* 23.00% (Variable)* Gas Stations 3
My Best Buy® MasterCard® - Credit Card
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My Best Buy® MasterCard®

Get 5% Back in Rewards or Flexible Financing at Best Buy

  • 5% back in rewards with standard financing
    OR
  • 12 month financing on storewide purchases $399 & up
    AND
  • Exclusive discounts and events
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Limited Credit, Fair Credit Consumer $0* None N/A* See Terms* Store 67
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