Credit Cards for Poor Credit

If your credit is less than perfect, there are still solid credit card options available. The cards listed below are designed to help you rebuild your credit and often come with helpful features like fast approval, regular reporting to major credit bureaus, and easy integration with your checking account.

These offers are made to be accessible, and when used responsibly, they can be a strong step toward better credit. Make your payments on time, keep your balance low, and you'll start to see positive marks on your credit report.

Not sure which card to choose? Click into any listing below to read user and expert reviews before you apply. Smart research leads to smart credit decisions.

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Card	Credit Needed	Annual Fee	BT Intro APR	Intro APR	Regular APR	Rewards	Reviews
Reflex® Platinum Mastercard®	Fair Credit, Limited Credit, Poor Credit	$75 - $125	N/A	N/A	35.90% Fixed	None	Be the first to write one
Revvi Card	Poor Credit, Fair Credit	See Terms*	N/A	N/A	35.99%*	Cash Back	Be the first to write one
opensky® Secured Visa® Credit Card	Fair Credit, Limited Credit, Poor Credit	$35	N/A	N/A	24.64% (variable)	None	Be the first to write one
Kay Jewelers Credit Card	Poor Credit, Limited Credit	$0*	N/A	N/A	See Terms*	None	41
Masseys Credit	Poor Credit, Fair Credit, Limited Credit	$0*	N/A	N/A	See Terms*	None	Be the first to write one
Merrick Bank Secured Credit Card	Fair Credit, Average Credit, Poor Credit	$36 for first year. Billed $3 per month thereafter	N/A	N/A	22.70% Variable	None	Be the first to write one
Arro Card	Fair Credit, Poor Credit, Limited Credit	$3*	N/A	N/A	24.99% Variable	Cash Back	Be the first to write one
Total Visa® Card	Fair Credit, Poor Credit, Limited Credit	See Terms*	N/A	N/A	35.99%*	None	2