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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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MasterCard Good Credit $0 0.00% for up to 12 months on Balance Transfers As low as 10.49% Other 20 DaysConsumer  

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Citi Diamond Preferred Rewards Card

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Citi® Diamond Preferred® Rewards Card

Quick Summary:
This MasterCard rewards card is issued by Citibank and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.49%.

APR's:
There is an introductory APR as low as 0.00% for up to 12 months. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.49% to the U.S. prime rate.

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 732 is recommended for a higher chance of approval for the Citi® Diamond Preferred® Rewards Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Citi® Diamond Preferred® Rewards Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved. This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 732, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • 0% APR* on balance transfers for up to 12 months
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Consumer Card Rate Comparison

APR10.49%
Avg. APR**12.28%
Annual Fee$0
Avg. Annual Fee**$8.3

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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