Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
Advance-Fee Loan Scams The Federal Trade Commission, the nation’s consumer protection agency, warns us of “Advance-Fee Loan Scams.” Looking for a loan can be frustrating for someone who doesn’t have a good credit history. After… Advance-Fee Loan Scams
Money management should be a simple task. It’s all mathematics; such a clear-cut approach should guarantee success. But, no, it’s not that simple. Throw some human emotion into the formula, and you often have, well,… The Emotional Relationship with Money
Many consumers have grown to enjoy the convenience of shopping online. You can easily compare products and prices from many retailers within a short amount of time. The shipping charges are usually well worth saving… Paying for Online Purchases
The unemployment rate is on the rise, the stock market has been giving investors a scary ride, the American homeowners’ biggest asset has been devalued, inflation is pushing up the price of everything, and we… Surviving an Economic Downturn
Higher grocery bills now and are expected in the future A weak economy and high inflation is already costing consumers a larger portion of their paychecks for basic needs such as fuel and food. Grocery… Save on Food Costs
Consumers and businesses suffer from identity theft Identity theft is a major threat for consumers. Often, a consumer doesn’t even realize their identity has been stolen until they’ve been denied credit and then find the… Red Flag Rules – A Standardizing of Identity Theft Prevention Programs
Creditors and financial institutions are required to develop and implement an Identity Theft Prevention Program by November 1, 2008. The Federal Trade Commission (FTC) has issued a list of 26 red flags to help give… 26 "Red Flag" Guidelines for the Identity Theft Prevention Program
When I first started driving as a teenager, gas was only $.99/gallon. And the car I drove was a Chevy Chevette. Not too glamorous, but I could get to school, work, and play for about… Ca High Gas Prices Be Good?
Every parent wants to provide their children with the basic needs, and also enough of the extras to give their kids an enjoyable childhood. But kids don’t always know what they need to have fun.… Low-Cost Entertainment for the Kids
You could spend a small fortune preparing for the birth of your child, even before the little angel is born. So many cute outfits, cute bedding sets, and cute toys to choose from, it may… Baby on a Budget