Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
Starting the New Year with full understanding of where you stand will put you on track to meeting your financial goals. So take pull out your financial documents, get out a pen and piece of paper, and jot down details of all your financial accounts. Having all the numbers in one place puts you in … Read more
Another New Year rolls around and once again, it’s time to come up with those resolutions – the things you hope to accomplish this year, but will probably forget about before Spring rolls around, if not by Valentine’s Day. Maybe the real resolution this year should be to actually keep your resolutions. In an article … Read more
“The best laid plans of mice and men oft go astray.” True dat, Robert Burns. True dat. I don’t know anything about Mr. Burns, the poet who penned those wise words, but I suspect he must have had children. If all had gone according to plan I would have finished this half of the “Relapse … Read more
With 2013 coming to an end, now is the time to review your budget for the new year. Are there any changes you can make to keep more money in your pocket? Rather than focus on the general theme of saving, you should dig deeper to find specific ways to improve your financial situation. Do … Read more
“Deals” are everywhere you turn during the holiday season. Retailers are just as eager to make a dollar as consumers are to save a dollar. Some offer seemingly extraordinary discounts while others lure you with special financing deals, especially with higher-priced items. “Pay no interest until 2015,” one might read. Another may offer “0% for … Read more
We can get so bogged down by the demands of our daily lives that we forget about the future, about planning for it and taking steps to make sure we’re securing the future we desire. Sometimes daily life can be so demanding that we forget to even think about the future, much less plan and … Read more
I’m on stage, speaking to a huge crowd of people I’ve never met before about a subject far outside my comfort zone, and I’m naked. I cannot see my audience members’ faces or hear their voices, so I can’t read their reactions. I can’t tell if they’ve even heard a single word I’ve said . … Read more
The idea that one born poor can work hard and improve their economic position is one that’s been around for decades and is still prevalent. In a Pew Charitable Trusts, poll 40% of Americans said they believe that it’s common for a poor person to work hard and become rich in the United States. However, … Read more
Some times are tougher than others. There may be times in your life that your finances are hard to manage. For example, if you’ve recently lost your job or suffered a pay cut, you may not have enough money to pay all the expenses you have. Ideally, you’ll get new employment soon enough that you … Read more
If a friend or family members comes to you with a request for financial help, you may struggle with the decision. Depending on your personality and your beliefs about money, you may jump at the chance to help out someone. Or, you may turn them away, if you have a policy to never loan money. … Read more
