Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
Even in its most basic form, a budget can do a lot of good for your personal finances. However, creating a budget is just the start. There are many benefits of reviewing your budget on a monthly basis. These include: 1. Learn more about your spending habits. You probably have a basic idea of where … Read more
There may come a time in your life when you realize you need to earn more money. Even if you enjoy your current job, making a change could be in the cards if you want to improve your financial situation. Here is the question you need to answer: is your budget suffering as a direct … Read more
Now that winter is almost in the past, it is time to start thinking about the spring and summer seasons. For many, this means one thing: vacation. If you have yet to plan your summer trip, there is no better time than now to do so. The longer you put this off the more difficulties … Read more
There is nothing better than these words: you are getting a promotion. Not only does this mean more responsibility, which is something many workers crave, but it could mean more money as well. Talk about the best of both worlds. Sometimes a promotion comes when you least expect it. Other times, however, you have to … Read more
In a perfect world, you would never run into issues related to your budget. Unfortunately, this is not the way things work out. You will be presented with many budgeting challenges on a regular basis. Some of these are enough to turn your finances upside down. Others are much easier to approach. Here are three … Read more
When you head to the office, you know one thing to be true: you are going to make some money. But is there a chance you are wasting money along the way as well? Believe it or not, some people spend hundreds of dollars per month at their place of employment. Worse yet, they don’t … Read more
In a perfect world, your car would never need service. Of course, you know this is never going to be the case. Even if your vehicle only requires basic maintenance, there is a good chance you will seek outside assistance. Some people do their own work. Others have an independent mechanic they can visit when … Read more
Now that 2014 is well in the past, you may begin to look towards the future. From a career perspective, this could mean asking for a raise in the new year. While there is nothing wrong with discussing this with your supervisor, there are things you should and should not do along the way. Here … Read more
Living without a budget is like playing with fire. You may get away with it for an extended period of time, but it will likely come back to burn you at some point. With this in mind, it is best to have a budget in place at all times. Here are five of the most … Read more
Reality check: 76% of American families live paycheck to paycheck. Only 50% of us have enough savings to cover expenses for three months. 27% have nothing saved. 38% of adults don’t think they’ll have enough saved by the time they reach retirement age. Only 40% are following a budget. Collectively, we owe 11.52 trillion dollars … Read more
