Take control of your finances with budgeting tips, spending strategies, and everyday money management tools. Whether you’re saving more, spending less, or setting new goals, this section helps you build a solid financial life.
Your budget is sure to have both fixed and variable expenses. For example, your mortgage (or rent) and car payment are fixed. They don’t change from month to month. Conversely, there are variable expenses that jump up and down on a monthly basis. Your goal is simple: to shave as much money as possible from … Read more
If you’re a big picture type of person, certain details of your finances can easily slip through the cracks. While it’s important to watch the bottom line, it’s equally important to pay attention to all the items that contribute to the bottom line, too. Here are some financial details you can’t afford to ignore. How … Read more
With October coming to a close, it won’t be long before the calendar is turning. At that point, you will look back at 2015 and ask yourself this one very important question: did you reach your financial goals? While some people have met their goals early, others are left with a couple months to make … Read more
This topic comes up year in and year out, however, many people continue to make mistakes during the holiday shopping season. It’s not that they don’t have fun. Here is the problem: they neglect to take the right steps regarding their budget, shopping list, and overall approach. If you have run into issues in the … Read more
Go back in time a couple decades and nobody was paying their bills online. Instead, the only option was to send a check at the appropriate time of the month. While this is still a way of life for many, others are taking full advantage of technology. There are many benefits associated with paying bills … Read more
If you own a car, you know one thing to be true: you must stay on top of regularly scheduled maintenance if you want it to remain in good working condition. The problem with this is that vehicle maintenance is not always cheap. If you are looking for ways to save on this expense, there … Read more
No matter how you look at it, a budget is extremely important. This keeps you on track, day in and day out, regardless of your income and expenses. While some people prefer the old fashion method of a “pencil and paper” budget, others have come to realize the benefits of creating a spreadsheet. It may … Read more
You sense something’s wrong with your finances because you never seem to have enough money. Here are a few signs the problem is that you’re not making enough money. You already broke within a few days of getting paid. If you’re living paycheck to paycheck, or worse ending up broke before payday rolls around again, … Read more
Cooler weather may be a welcome change from the summer’s heat, but it won’t be long before you’ll need to crank up your home’s heating system. Now is the time to get prepared and check that everything is working properly so you’ll be cozy at home when it turns cold outside. Maximize your heating system’s … Read more
When you review your budget at the end of the month, there is nothing more exciting than realizing that you reached all your goals. Conversely, it can be frustrating to find yourself spending more than you wanted to. If you continually overspend, the best thing you can do is pinpoint where the problem is coming … Read more
