What are the Signs of a Budget that Needs Altered?

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In a perfect world, you would never have to change your budget. It would remain the same (100 percent effective), month after month. In the real world, however, there are times when you need to alter your budget to better suit your income, expenses, and goals. Here are three signs of a budget that needs … Read more

5 Things to Do Everyday for Better Finances

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To get better at anything, you have to work on it often. That includes your finances. You can’t take a peek at your budget and balances once a month or so and expect to excel financially. Here are five things you should do everyday for better finances. Review your financial goals. Goals aren’t like an … Read more

12 Tips for Reaching Your Financial Goals

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If you’re serious about achieving your financial goals, follow these twelve tips to ensure your goals are more than just simple dreams.  Make sure they’re specific enough. If you set a goal “to save more money,” how will you know when you’ve saved more money? When you’ve saved $5? $500? $5,000? If your goals are too … Read more

3 Steps to Quickly Find a Tax Professional

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This topic has been discussed time and time again, but now is the time of the year when it should really hit home. If you have a tax professional you trust, it won’t be long before you are scheduling an appointment and filing your final return. But what if you don’t have a tax professional? … Read more

How to Request an Adjustment on a Utility Bill

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Just the same as anybody with a budget, yours includes each and every utility that you pay. For most, this means gas, water, sewage, electric, and cable. While the cost of each can change by the month, often based on factors such as the weather, you have a basic idea of how much each expense … Read more

How Your Budget can Cause More Harm than Good

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There are many benefits of creating a budget, including the fact that you know exactly how much you are spending every month. Taking this one step further, you will have a clear idea as to where your money is going. Conversely, there are times when a budget can cause more harm than good. If this … Read more

Don’t Let New Tech Toys Make You Sing the Post-Holiday Blues

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Gaming consoles, smart watches, Wi-Fi enabled dolls and toys, fitness trackers, toys with microphones and cameras, TVs, laptops, and tablets were among this past holiday season’s hottest gifts, to the tune of roughly 34.2 billion dollars. The Consumer Electronics Association projected that 160 million of us would give high tech gadgets as gifts in 2015. … Read more

Are you Financially Prepared for an Emergency?

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Just when you think you have everything figured out with your finances, an emergency pops up and gets in the way. From a medical bill to a car repair, you never know what the future holds. It is important to be financially prepared for any and every emergency that could come into play in the … Read more