Make smart financial moves around homeownership. From buying and selling to refinancing, home improvements, and property value insights, get the guidance to protect your investment and build equity.
From the month of September 2013 to October 2013, foreclosure filings in the United States increased by two percent. This is more common in some states than others, with Florida holding steady at the top with a foreclosure rate of approximately 1 in every 332 housing units. If you are faced with foreclosure, you don’t … Read more
The mortgage crisis has left many homeowners in the difficult position of having a mortgage that’s worth more than the home it’s secured by. Being upside-down in a mortgage is an undesirable situation so much that many homeowners have decided to walk away rather than continuing to pay and receive no equity in return. Strategic … Read more
Taking a few simple steps in getting your home ready for winter can amount to saving big bucks on your heating bill. And this is the perfect time of year to do it, before the weather gets really cold and catches you off guard. Save on heating your home. Adjust your thermostat to no more … Read more
One of the decisions you’ll need to make when you move out on your own is whether to have a roommate. Having a roommate lets you share in the cost of having your own place, and can make an otherwise out-of-reach apartment affordable. Choose the right roommate The right roommate can be or become a … Read more
Moving out on your own is a big step towards independence, and means more freedom and increased responsibility. It’s a good idea to begin preparation about a year before you actually do move, so you have a chance to save money for all the expenses related to moving into your own place of residence. Many … Read more
Ready for some changes in your living space, but don’t want to spend big bucks? Relatively low-cost, and fairly easy projects can give your home a face lift. Smaller projects are great, because you can choose to do a little at a time, or you can choose to do it all at once, depending on … Read more
We spend a lot of money improving our homes, sometimes too much. Home owners just love to make their home-sweet-home a little sweeter. We spend a lot of money, put in some hard work, and then relax and take in the beauty of it all. It can be a never-ending process; often, we don’t stop … Read more
So, you’ve done all your research before buying a home. You’ve checked with mortgage lenders, you’ve improved your credit score, and you’ve paid off other debts. You’ve saved the required down payment and you know how much your house payment will be. You’re on the right track, but don’t forget to consider the additional costs … Read more
If you’re thinking about buying a home, be sure to prepare for it long in advance; some may want to start working on their financial situation up to a year before home purchase. Improve your credit score. Your credit score will be a large factor in whether or not you can get a traditional loan, … Read more
Buying a home is exciting! Many people view homeownership as having security, a stepping-stone to financial freedom. Some of the benefits to consider: Owning a home takes a lot of work, money, and commitment, but the rewards are very enriching. It’s easy to get caught up in the open houses and real estate ads without … Read more
