Plan for a secure retirement with strategies for saving, investing, and managing income. Learn how to make the most of 401(k)s, IRAs, and Social Security so you can retire comfortably and confidently.
Many people know what social security is, but there are people today who still aren’t sure exactly what social security does for people. There are also many people who don’t know the details of the program either. Below is a high-level summary of the program. Social security is a pay-as-you-go program, meaning today’s workforce pays … Read more
If you are planning to open a retirement account, one of the first things you need to figure out is if you want to open a traditional IRA or a Roth IRA. Both are great retirement offerings, but there are a few differences to research prior to opening one. There is also some overlap in … Read more
Many people who have not started investing say their reason for not starting is because they do not have a lot of money saved. However there are several ways to start investing even if you have less than $1,000. Below are some ways to get you started and please post if you have any other … Read more
Paying off your loans is very important for a young individual. But saving for retirement is also very important. 401ks are a very important part of your retirement. Retirement savings is critical for every person and are critical for young investors. Delaying your retirement options, especially investing in your 401K can be detrimental to your … Read more
All your hard work has finally paid off and your boss has just informed you that you’ve received a raise effective on your next paycheck. Many people automatically start thinking about how much additional money they’ll be able to spend each month. It’s understandable that you want to use your extra money to improve your … Read more
While the average retirement age is 62, you don’t have to stay in the workforce that long. If you can stash away enough money, you may be able to retire early. Here are some money habits that will help you quit working sooner. Make saving a priority. Instead of saving after you pay your bills, … Read more
It can be difficult to think about retirement when you are in your 20’s. After all, you have quite a few years to go before you hang up your work boots for good. As tempted as you may be to put this off, now is the time to get serious about saving. If you make … Read more
Most people say they want to retire by a particular age, such as 62, and automatically assume that this is good enough. However, many realize after some time that they are not on track to do so. One of the best ways to protect yourself, ensuring that you retire at your target age, is to … Read more
When it comes to saving for retirement, you know one thing to be true: more is always better. While this may be the case, some people don’t have enough time or earn enough money to reach their goals. If you find yourself struggling to save enough cold hard cash for retirement, there are other things … Read more
Is retirement age closing in on you in a hurry? Are you worried that you don’t have enough money to hang up your work boots for good? If you find yourself in this position, you can take comfort in knowing that you are not alone. Of course, this won’t do anything to improve your financial … Read more
