Explore mortgage options, get pre-approval tips, and understand interest rates, loan types, and refinancing strategies. Whether you’re buying your first home or looking to refinance, this section helps you make informed mortgage decisions.
There is no denying the fact that your home is one of the biggest investments you will ever make. For this reason, you want to ensure that it is kept safe in the event of your death. This is why so many people opt to purchase mortgage protection insurance. With this policy in place, your … Read more
As you search the market for your next home, don’t forget to spend an equal amount of time on the process of securing a mortgage. Without this, you may find it impossible to move forward with a purchase. Generally speaking, there are two ways to secure a mortgage: • Work with a broker.• Search and … Read more
If you find yourself unable to make your mortgage payment, it’s not time to give up your home just yet. There are steps you can take to remain in your home, all without putting your finances in jeopardy. Conversely, it may be time to leave your home in the past and start fresh. It all … Read more
If you are buying a home for the first time, the process can be overwhelming (to say the least). Not only do you need to find the right home, but it’s likely that you will require a mortgage to complete the purchase. Nobody wants to choose the wrong type of loan. Furthermore, nobody wants to … Read more
If you are interested in an FHA loan, you are not alone. But before you can apply for and take advantage of this type of loan, there are a few things you need to know.Here is how Zillow defines an FHA loan: “An FHA loan is a mortgage loan that is insured by the Federal … Read more
Do you have a mortgage? Are you interested in a possible refinance? If so, you won’t have to look far to find a few lenders that are willing to help you out. Before you decide for or against a mortgage refinance, it is important to answer several key questions. The answers you collect will help … Read more
Are you confused by how a mortgage rate lock works? Are you wondering if this is something you should even consider? When buying a home, you want to take as much guess work out of the process as possible. By locking your rate at the appropriate time, you can gain peace of mind in knowing … Read more
Are you in the market for a new home? Have you come to the realization that securing a mortgage is the only way to pay for your purchase? Generally speaking, you have two options for finding a mortgage: • Communicate directly with multiple lenders, eventually deciding on the one that is best for you. • … Read more
There are not many things in life more exciting than buying a home. This is particularly true if you are doing so for the first time. Of course, your excitement can soon turn into stress if you are denied a mortgage. If this happens, it may not be possible to move forward with a purchase … Read more
When buying a home, most people realize the importance of qualifying for a mortgage. After all, they don’t have the cash to make an outright purchase. Despite the fact that a mortgage is typically necessary, most homeowners dream of the day when this expense is out of their life. Before you get too far ahead … Read more
