Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
A 0% interest credit card can be a valuable money-saver if you play your cards right. The key is not to fall into the trap that credit card issuers have set for you. Used wisely, a generous introductory period can buy you time to pay off debts, keep your money working for you longer, or … Read more
We’ve all become accustomed to the fact that credit card companies charge us interest fees for the use of credit. That’s just how it works. The average American consumer has anywhere from five to nine thousand dollars in credit card debt, depending on which source you get the number from. If we’re lucky enough to … Read more
Smart shoppers know to look for good deals. We look for ads in the Sunday paper, listen for commercials on the radio, and hear from our friends about our favorite stores having a sale. When you find that perfect item at the perfect price, do you pay for it in cash? Do you use a … Read more
Credit cards can be a valuable money management tool if used properly. We have many choices in card features, perks, and rewards. Getting the most out of any credit card starts with choosing the one (or several) that best suits your needs. Credit cards offer more than a convenient way to pay, and if you … Read more
Smart consumers know to shop for credit cards based on the cost of using that credit. The card’s annual percentage rate, or APR, is often one of the first factors many consider when choosing a card. All credit cards either have a fixed or variable rate, and understanding the difference between the two can prepare … Read more
Chase Bank History Chase Bank is the consumer and commercial division of JP Morgan Chase, and has a history in the banking business of over two hundred years. The first predecessor in Chase’s history was The Bank of The Manhattan Company, formed in 1799. Chase National Bank, formed in 1877, merged with The Bank of … Read more
The ancient credit and debt system Merchants have been extending credit to buyers since ancient times. Credit was commonly used in Assyria, Babylon, and Egypt thousands of years ago. Since the days when people traded in grains and cattle, merchants have been able to increase sales by allowing consumers to buy now and pay later. … Read more
Many happy couples want to share everything…share a meal, share a home, share a credit card. Wait! Share a credit card? Consider the risks and rewards of opening a joint account with someone, before you sign your name on the dotted line. A joint account can be convenient if both people agree on how to … Read more
So, you have a wallet full of credit cards. How do you choose the one you’re going to use every time you pay for something? Is it the card with the best rewards? Is it the card with the 0% introductory rate? Is it the only card you have that’s not maxed out? The more … Read more
Credit can make life so much easier – it allows us to enjoy things now while we pay for them later. Many of us would never become a homeowner or have a nice car if we had to save up the money to pay for them in cash. Every little emergency would be a major … Read more
