Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
There are numerous credit card companies to consider. You might receive new “pre-approved” letters from credit card companies every week. How do you know which on is the best credit card choice for you? Many of them have something special to offer, and they will always be sure that the most attractive part of their … Read more
Using a rewards card can be a smart way to cover your normal expenses. And if you’re going to spend the money anyway, you might as well get something back from it. Depending on the card issuer’s rewards program, rewards may be used for anything from cash-back, gift cards, merchandise, travel, or donations to your … Read more
Convenience Checks Anything that has “convenience” in its name should signal that you’re going to pay for that convenience. Convenience foods save time and cost more because of it, convenience fees are added to online purchases for concert tickets, and convenience checks are one of the most expensive ways to access your card’s credit line. … Read more
Electronic payments are safer than cash. Credit and debit cards are such a convenient way to pay that many consumers use a card for nearly every purchase. And not only are cards convenient, but they’re safer than carrying around lots of cash. A cautious person whose paying at the register, with a wallet full of … Read more
Credit cards issuers have reacted to the credit crunch by slashing credit limits. As credit cards issuers position themselves to prevent further long-term losses originating from the sub-prime mortgage mess, card holders should prepare for the possibility of some unwelcome changes in their credit cards. Card issuers are tightening their lending standards, even with consumers … Read more
What is a credit protection plan? A credit protection plan – also known as credit insurance – is an optional add-on with many types of loans, meant to protect your credit in the case that you are not able to pay your bills due to death, disability, or unemployment. Auto loans, mortgages, personal loans and … Read more
Is there something you’d like to do with your credit card, but are held back by the credit limit? Do you have a wallet full of low-limit credit cards, complicating your shopping and bill-payments? Would you like to transfer your balances, but don’t have a card with a limit high enough to make it worthwhile? … Read more
College is an eye-opening world for many students. While your biggest expense is directly tied to tuition, books, and room and board, you will, no doubt, have quite a few expenses that may not have been figured into the higher education budget. Electronics and gadgets, fashion, parties, and spring break trips will require additional funding. … Read more
The credit card balance transfer is popular with credit card users. The balance transfer can offer interest-rate savings on credit card debt. A balance transfer simply means moving debt from one or several credit card accounts to a low or no-interest credit card account. These super-low teaser rates will last for about six months to … Read more
Who can resist the offer for an interest-free loan? If you are offered a new credit card with a zero-interest introductory period, it’s a good thing to take advantage of. The introductory period on most credit cards can last anywhere from 6 months to a year, or more. When the promotional period ends, the credit … Read more
