What are the Drawbacks of a Secured Credit Card?
Do you have poor credit? Are you struggling to build a credit history? Do you have concerns about ever qualifying for a credit card? Despite your stress, there are things you can do to put…
Credit Cards
Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
What’s the Risk in Closing a Credit Card?
You may think nothing of closing a credit card you no longer want. Maybe you have too many cards or you have one that doesn’t pay any rewards. because you have too many cards or…
What Consumers Need to Know About Point-of-Sale Loans
It’s normal for retailers to pitch credit cards to shoppers during checkout. The pitch usually comes with an incentive – like a discount on the initial purchase. More retailers are offering a new payment option…
Don’t Have 20 Percent for a Down Payment?
When buying a home, a variety of financial questions and concerns will move to the forefront. While there are many numbers to keep in mind, 20 percent will come up time after time. This is…
Will Your Job Check Your Credit Score
It’s a common myth that your credit score can keep you from getting a job or promotion. While your current or a prospective employer may check your credit, they’re not checking your credit score. In…
Don’t Pay That Credit Card Fee, Contact Customer Service
Imagine this: you receive your credit card statement expecting more of the same, but are surprised when you come across a fee. There are many types of credit card fees, including but not limited to:…
What to Do If Your Credit Card is Maxed Out
Most credit cards come with a credit limit, which is the highest outstanding balance you’re allowed to have on your credit card. Your credit limit is based on a few factors: your credit score, your…
Buying Life Insurance? Avoid These Mistakes
Buying life insurance is never easy, as you may find yourself pulled in two different directions. On one hand, you want to put a lot of time into the process because you understand how important…
Top Features of a Small Business Credit Card
With so many small business credit card offers to compare, it can take several hours (or longer) to gain a better understanding of what’s best for you, your finances, and your company. There are some…
How to Build Up a Thin Credit File
When you’re first starting out with credit, it’s natural to have a limited amount of information on your credit report. In the credit industry, that’s called a “thin” credit file. Unfortunately, having a thin credit…