Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
You may think nothing of closing a credit card you no longer want. Maybe you have too many cards or you have one that doesn’t pay any rewards. because you have too many cards or that one doesn’t pay any good rewards – you may think nothing of simply closing out the card. That way … Read more
It’s normal for retailers to pitch credit cards to shoppers during checkout. The pitch usually comes with an incentive – like a discount on the initial purchase. More retailers are offering a new payment option for consumers: point-of-sale loans. Customers are offered the loans both in-store and online at checkout. Point-of-sale loans are often offered … Read more
When buying a home, a variety of financial questions and concerns will move to the forefront. While there are many numbers to keep in mind, 20 percent will come up time after time. This is the magic number when it comes to a minimum down payment. Basic math shows you that this is equivalent to … Read more
It’s a common myth that your credit score can keep you from getting a job or promotion. While your current or a prospective employer may check your credit, they’re not checking your credit score. In fact, a credit score may not even be useful to an employer because it doesn’t provide the information they need … Read more
Imagine this: you receive your credit card statement expecting more of the same, but are surprised when you come across a fee. There are many types of credit card fees, including but not limited to: annual fee, late fee, and foreign transaction fee. While these are all legitimate fees that you agreed to upon signing … Read more
Most credit cards come with a credit limit, which is the highest outstanding balance you’re allowed to have on your credit card. Your credit limit is based on a few factors: your credit score, your income, and the credit card itself. Spending all the way up to your credit limit is known as maxing out … Read more
Buying life insurance is never easy, as you may find yourself pulled in two different directions. On one hand, you want to put a lot of time into the process because you understand how important it is to purchase the right policy. On the other hand, who really want to think about what will happen … Read more
With so many small business credit card offers to compare, it can take several hours (or longer) to gain a better understanding of what’s best for you, your finances, and your company. There are some small business credit card features you don’t want to overlook, as they’re important to your overall experience. Here are several … Read more
When you’re first starting out with credit, it’s natural to have a limited amount of information on your credit report. In the credit industry, that’s called a “thin” credit file. Unfortunately, having a thin credit file can make it difficult to get approved for many credit cards and loans. In some cases, you may not … Read more
Your credit card interest rate affects how much you pay for carrying a balance on your credit card. The higher your interest rate, the more you’ll pay in finance charges and the longer it will take you to pay off your full credit card balance. When you have a variable credit card rate, there’s always … Read more
