Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
Credit card interest is one of the biggest expenses of having a credit card. Every month that you don’t pay your credit card balance in full, your card issuer will add a finance charge based on your interest rate and credit card balance. The higher your rate and your balance, the higher your finance charge will … Read more
One of the primary benefits of a reward credit card is knowing you will one day be able to redeem them for something of your choosing. But this leads to a very important question: when is the best time to redeem credit card points? While there is no hard and fast rule, here are three … Read more
Regardless of your reasons for canceling a credit card, you must take the right steps at the right time. Neglecting to do so could complicate your situation, leading to financial stress in the near future. Above all else, you need to pay off any remaining balance. Once you do this, you can then move forward … Read more
There are times when using a credit card makes a lot of sense. For example, some people do this as a means of collecting points that can later be redeemed for travel rewards. Conversely, there are times when saying “no” to a credit card would be in your best interest. For some individuals, this just … Read more
With the increase of data breaches and credit card skimming, we’re all at risk of becoming victims of credit card fraud. Thieves can steal your credit card number and make purchases on your account, even if your credit card never leaves your possession. Knowing what to do if your credit card information is compromised is … Read more
If you qualify for a zero percent APR balance transfer, you have a chance to pay off your credit card balance with absolutely no interest. But even with a no interest promotion, your balance transfer can come with some costs. Minimizing these costs is key to making sure the balance transfer benefits you. Balance transfer fee. … Read more
Are you faced with a large amount of credit card debt? Are you worried that you will never be able to pay it off? While most people continue to pay on their debt, one month at a time, you don’t have to get stuck in this rut. It may be in your best interest to … Read more
Kids learning to ride a bike are most likely to make mistakes. Why? Because the feeling of being on a bike with no training wheels is unfamiliar to them. Similarly, young adults just starting out with credit are also more prone to making mistakes – because credit cards aren’t like any other financial product they’ve used. … Read more
As a startup founder, you have a lot on your plate. While there is plenty to think about, financial matters should never be swept under the rug. At first, you may be reluctant to apply for a credit card. Soon enough, once you learn more, you could find that this is the right decision for … Read more
The new year is here and you are in the process of reviewing your budget for 2016. If you don’t have a credit card you are comfortable with, now is the time to make a change. Some people want to get rid of their old credit card in exchange for a new one. Others are … Read more
