Compare credit cards, maximize rewards, and learn how to avoid interest and fees. Whether you’re looking for cashback cards, travel perks, or building credit, get the insights to choose the best card and use it wisely.
Now that warmer weather has arrived, you may be thinking about taking some time away from work. You may also be thinking about booking a vacation. It doesn’t matter if you are traveling alone, with family, or with friends, there are thousands of destinations to consider. So, here is the big question: where will you … Read more
There is no denying the fact that closing a credit card account can have a negative impact on your credit score. For example, closing an older account can shorten your credit history. It will also mean that you have less credit available, thus leading to a higher credit utilization ratio. Even with all this in … Read more
Will you be traveling this summer? If so, do you have a plan in place for making purchases? Like many, you will turn to your credit card time after time. While there is nothing wrong with this, there are some basic tips you need to follow. 1. Understand your credit card fees. For example, using … Read more
Although you may have avoided the use of a small business credit card in the past, it could be a good idea to change your approach in the future. Once you are okay with the idea of using a credit card, it won’t be long before you are comparing your options and deciding which one … Read more
Thanks to the CARD Act of 2009, credit card issuers can only raise your interest rate under specific conditions. As a consumer, this is good news. The not so good news is that your rate could still increase at some point in the future. Here are several times when this could happen to you: 1. … Read more
As hard as you try, there may come a point when you miss a credit card payment. This isn’t the worst financial mistake you can make, but it could have a negative impact on your credit report.Here are several things you should do if you miss a credit card payment: 1. Act fast. The due … Read more
Throughout life, you’ll experience life changes that can have a major impact on your finances. Job loss, losing a spouse, having a child, major medical bills, and disability are just a few life events that can put a strain on your finances. Unfortunately, your credit score can also be impacted during these times. Here are … Read more
Applying for a credit card or loan is somewhat of a gamble. Even if you’re sure you meet all the qualifications, your application can still be denied. While it’s disappointing, it’s not the proverbial end of the world. It’s an opportunity improve your credit and your finances so you can be in a better position … Read more
As you find yourself comparing credit card offers, you may soon ask this question: is it really worth the time and effort? Some consumers believe that every offer is the same, meaning that they can apply for any credit card and end up in a good place when everything is said and done. However, this … Read more
As a small business owner, you have a lot on your plate. This includes a variety of details in regards to the company’s finances. At some point, you may begin to ponder the idea of applying for a small business credit card. While this is a big step forward, it’s also one that you should … Read more
