Are you Familiar with these Credit Card Fees?

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Wouldn’t it be nice if you never had to think twice about paying a credit card fee? This may be the perfect setup, but it simply doesn’t exist. It doesn’t matter if you are applying for a new credit card or attempting to learn more about the one you already have, it’s imperative to focus … Read more

Consider these Minor Credit Card Settlement Options

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Are you interested in negotiating a settlement of credit card debt? If so, you don’t necessarily have to think big. Many people look at this and think about one thing: a lump sum settlement payment in exchange for forgiving the remainder of the balance. While this a strategy to consider, there are minor settlement options … Read more

5 Tips for Managing Your First Credit Card

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As you hold your first credit card in your hand, you may wonder what to do next. What will you buy? How much will you spend? What will you do to avoid financial disaster? These are the types of questions that are sure to be floating around your head. Fortunately, there are a few things … Read more

Credit Card Security Advice for Online Shoppers

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Shopping online is more common than ever before. Not only is it convenient, but it also allows you to save money. Unfortunately, there are some downsides of shopping online, one of which is security. As an online shopper, there are several credit card security tips you must follow: 1. Only buy from sites you trust. … Read more

What to do if You Lose Your Credit Card

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There is nothing worse than the feeling of losing your credit card. This isn’t the end of the world, but it can definitely put you in a tricky financial position for the time being. Did somebody steal my card? Did I misplace it? Is somebody out there using my credit card without my permission? These … Read more

4 Reasons to Consider a Prepaid Card

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You might the prepaid cards are for people with bad credit who can’t access traditional credit cards or those who can’t get a checking account. However, a 2014 survey conducted by The Pew Charitable Trusts revealed that 59% of prepaid card users actually have a checking account and 66% have used a credit card within the past … Read more