Improve your credit score, manage debt, and understand how credit works. From credit card usage to debt consolidation and credit repair tips, this section gives you tools to strengthen your financial foundation and regain control of your money.
Some people can expect to have a hard time getting approved for new credit cards and loans. You might be one of those people. You have a low credit score. Credit scores are designed to… You Might Have a Hard Time Getting Approved If…
Dealing with identity theft can be a headache. One of the ways you can deter fraud is to add a fraud alert to your credit report. When businesses check your credit report they see the… Place a Fraud Alert On Your Credit Report
It takes years of good financial behavior to build a good credit score, but all your hard work can be ruined in just a few months. One or two slightly negative actions, like a maxed… How a Credit Score Gets Ruined
Traditional credit reports and scores don’t typically take into account all the bills that you pay on time like clockwork each month – like your rent and utilities. In some ways, it’s unfair that you… FICO and CoreLogic’s New Mortgage Score Could Help You Qualify
Even with a great credit score, you’re not guaranteed to have your credit card and loan applications approved. Lenders consider a few other factors outside your credit score like your income and employment history. If… How Will a Denial Affect Your Credit Score
It’s hard to keep your credit intact when you’re going through a major life change like divorce, job loss, medical illness, or relocation. Your credit score can suffer in the process of these big changes,… Re-establish Your Credit After a Major Setback
Your credit report contains a record of most of your financial decisions. It impacts more of your life than you’d imagine – some parts that aren’t directly related to your finances. If you want to… Credit Mistakes You Don’t Want on Your Credit Report
When it comes to credit, thin is not in. In fact, you want a fat credit file full of lots of positive information. What is a “thin” credit file and how do you know whether… A Thin Credit File Lowers Your Approval Odds
Debt collectors are known for using intimidation tactics to bully people into paying outstanding debts. Don’t get me wrong – there’s nothing wrong with a creditor or collector pursuing you for a debt that you’ve… Write a Letter to Get Collectors Off Your Back
The amount of outstanding student loan debt has surpassed that of credit card debt for the first time in history. Studies predict the amount of student debt could pass $1 trillion this year. Student loan… Options for Paying Back Your Student Loans