Explore banking tips, account comparisons, and money management strategies. Learn how to choose the best checking and savings accounts, avoid banking fees, use online banking tools, and boost your financial security with smarter banking choices.
Just a few years ago, banks were actually paying customers to sign up for new checking accounts. They were paying existing customers for referring friends and relatives. Meanwhile, existing bank customers enjoyed checking accounts and… Are Monthly Checking Account Fees Really So Bad?
The rule of checking accounts is that you should only spend as much as you have in your account. As a courtesy, your bank may process transactions that exceed your checking account balance however, that… 5 Reasons to Clear Overdrafts Quickly
Internet banking makes it seem like old-fashioned checkbook balancing is a dated skill, like brushing your teeth with baking soda or churning your own butter. It seems even more unnecessary, if you never actually write… Checkbook Balancing is Still an Important Skill
Prepaid cards have been heavily criticized for the amount of fees they carry. However, considering the increased cost of checking accounts, prepaid cards may become more attractive. Walmart and American Express have introduced a prepaid… Can Prepaid Cards Replace Checking Accounts?
Just a few years ago, free checking accounts were abundant. In fact, banks were basically paying for customers by offering free gifts and sometimes even cash bonuses for signing up and referring new customers. Those… Free Checking Accounts Are Slowly Going Away
Banks and consumers have a conflict of interest. Consumers want free checking accounts and to pay as little as possible for services. Banks, on the other hand, want to make millions and billions for their… Watch Out for Hidden Bank Fees
When your bank receives a transaction that exceeds your checking account balance, the bank will do one of two things. They can either process the transaction or they can return the transaction to the merchant.… Banks Offer Protection From Overdrafts, Not From Fees
Banking online is a wonderfully convenient way to manage your finances and gives you access to your account any day, any time, and in any location where you have access to the internet. Doing your… Online Banking
While the average consumer may gripe about the interest charges on a typical credit card balance, it appears we’re getting a pretty good deal on other banking services. According to a recent survey by the… Over Half of Consumers Pay No Monthly Fees for Banking Services
A Lesson Learned Overdrafts and bounced checks can be extremely costly, severely punishing a consumer for a simple mistake in record-keeping. I clearly remember the first time I bounced a check, and it ended up… Avoiding Overdrafts and Bounced Check Fees