Explore banking tips, account comparisons, and money management strategies. Learn how to choose the best checking and savings accounts, avoid banking fees, use online banking tools, and boost your financial security with smarter banking choices.
A savings account is more than just a place to keep your spare change or an account to hold your emergency fund. This place has to provide good protection for your money. You should put just as much consideration into choosing your savings account as you do with any other financial account. While you may … Read more
United Services Automobile Association (“USAA” or the “Company”) is one of the leading military financial institutions that offer great benefits to the military community. The Company was founded in 1922 and started out as a car insurance company, but has grown over the years to offer a wide variety of products. USAA is dedicated to … Read more
It usually isn’t the greatest idea to take out loans when you have bad credit. The fees are insanely high and the interest rates are ridiculous. That said, I understand that sometimes people find themselves in a pinch and don’t have many options. If you absolutely have to take out a loan when you have … Read more
Negotiating a bank fee is not nearly as difficult as it sounds. While there is no way to guarantee success, there are a few tips you can follow to put yourself in better position. The first thing you need to do is understand the fee and why it came into play in the first place. … Read more
Some relationships are meant to be forever. Your relationship with your bank isn’t one of them. Breaking up with your bank means going through the process of changing your direct deposit, getting a new debit card, and get used to the new bank. But, if your bank is no longer serving you well, the changes are necessary. … Read more
Have you ever found yourself comparing a local credit union to a local bank? If so, you have come to realize that there are benefits of doing business with both. Even so, some people continue to ignore the advantages of a credit union because they are unfamiliar with what this type of financial institution can … Read more
Thanks to innovation with mobile applications, you manage your bank account with convenience and ease without ever having to visit a bank branch again. Check out just a few things you can do when you download your bank’s mobile app to your smartphone or tablet. Check your balance and account history. If you have a … Read more
We all like to keep our bank balances high enough to cover the transactions we made. Unfortunately, there may come a time or two when that’s not the case. Maybe you weren’t keeping up with your balance and accidentally overspent or perhaps you thought a deposit would clear sooner than it did. Many banks will … Read more
If your checking account balance frequently approaches or zips below $0, you’re not managing your account well. Low checking account balances can be stressful and put you at a high risk of overdrafting. Maintaining a minimum balance in your checking account, a buffer so to speak, can benefit you in several ways. Avoid monthly account … Read more
Using your debit card at the ATM is one of the fastest and most convenient ways to get cash from your checking account. Unfortunately, convenience usually comes with a cost you may be hit with a fee for the with and in some cases, you could even be charged two fees! ATM owners set the fees for withdrawals. … Read more
