Mary Tomkins is a freelance writer located in Spartanburg, SC, with emphasis on economic news and research on the financial industry.
Your credit score is the three digit number lenders look at to determine whether they will grant you credit, and at what price. This number tells lenders how well you’ve handled your past and current… 10 Steps to Improving Your Credit Score
Credit can make life so much easier – it allows us to enjoy things now while we pay for them later. Many of us would never become a homeowner or have a nice car if… Using Credit Cards Wisely
Buying things on credit is the American way. Many consumers don’t even carry cash; it’s safer and more convenient to swipe a card than to pull out cash and wait for change. If you lose… Intro to Debt Consolidation
Your home is a valuable asset. It can be a “forced savings” even if you haven’t made any other investments. This investment can be a safety net if you come across a need for money.… Home Equity Loans; The Good, The Bad, The Ugly
Life is unpredictable. We might get into situations we hadn’t planned for. Job loss, medical emergencies, divorce, or just living beyond our means can get us into financial trouble. No matter what causes our bad… Rebuiling Bad Credit
Credit = convenience We live in a consumer-driven society. We enjoy nice things like cars with more options and big houses. If we all had to work and save until we could pay cash for… Establishing Credit
My first credit card was a secured card. I was 19, had a stable job and paid my rent and utilities on time. I spent money responsibly and took pride in managing my finances. I… Secured Credit Cards
Choosing a credit card at Finance Globe is designed to be fast, simple and efficient. However, choosing the wrong card can lead to unnecessary costs or fees, a feeling of resentment and unpleasant surprises. With… Choosing the Right Credit Card