Mary Tomkins is a freelance writer located in Spartanburg, SC, with emphasis on economic news and research on the financial industry.
Why do you need life insurance and how much do you need? Life insurance is to provide your family with income in the event that you are no longer around to provide it. Generally, a… Life Insurance – Protecting Your Family’s Most Valuable Asset
Many Americans live paycheck to paycheck. We juggle our bills based on our next payday. We’d like to save money, but it seems there’s never anything left over to save. There’s only one way to… A Dollar Saved is a Dollar Earned
There are three important factors to consider in any type of savings or investment: 1) Safety – The protection against partial or total loss. Money deposited into a financial institution account, up to $100,000, is… Put Your Savings Away Safely
Saving money doesn’t mean being cheap. We all love luxury, quality, and convenience. We also love security and freedom. It’s smart to save money where it’s easy, so you can redirect that cash to areas… Stretching a Dollar Without Being Stingy
Why budget? Many people earn a paycheck, use credit cards, pay bills, and go shopping without ever knowing exactly how much money is actually coming in or going out. Any financially successful business must track… Setting a Budget That Works
Are you on the road to financial independence? Do you look to the future with a sense of security? Are you confident that your responsible financial decisions will assure you a comfortable retirement? No matter… 10 Actions That Will Improve Your Financial Outlook
So, you have a wallet full of credit cards. How do you choose the one you’re going to use every time you pay for something? Is it the card with the best rewards? Is it… Juggling Your Credit Cards
“We can erase bad credit!” “Create a new credit identity!” “Remove bankruptcies, judgments, liens, bad loans from your credit file forever!” We all want to improve our credit. Whether we have excellent credit or shaky… Beware of Credit Repair Scams
Bankruptcy is a federal court process designed to help consumers repay their debts under the protection of the bankruptcy court, or possibly eliminate the debts altogether, depending on which type of bankruptcy is filed for.… Bankruptcy Basics
You have a lot of debt. There may be high medical bills, loss of a job, divorce, or other unforeseen circumstances, which caused your bills to get the best of you. Your mortgage and car… Are You Considering Bankruptcy?