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latoyairby

LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.

Your Credit Affects Your Employment Status

December 5, 2011 by latoyairby

Banks and credit card issuers aren’t the only ones who use your credit to make a decision about you. Prospective employers also look at your credit report to decide whether to hire you for a job. You probably don’t want to hear that your credit history could be used against you in your employment search. … Read more

Categories Credit and Debt Leave a comment

5 Things To Learn From the Credit Card Disclosures

November 30, 2011 by latoyairby

Thanks to the Credit CARD Act of 2009 credit card disclosures are much easier to understand. Credit card issuers mail these disclosures with every credit card offer and the document contains a wealth of information about the credit card pricing. If you’re deciding whether you should take a credit card offer, the credit card disclosure … Read more

Categories Credit Cards Leave a comment
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