LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
The TLC show Extreme Couponing popularized or rather re- popularized couponing habits, inspiring people all over the country to spend hours each week clipping coupons and looking for store deals in an effort to save… The Downside to Clipping Coupons
Government agencies and consumer rights advocates have been speaking out against debt settlement for years and obviously with good reason. According to the National Association of Consumer Bankruptcy Attorneys (NACBA), only one in 10 consumers… Considering Debt Settlement? Beware the Low Success Rate
Internet banking makes it seem like old-fashioned checkbook balancing is a dated skill, like brushing your teeth with baking soda or churning your own butter. It seems even more unnecessary, if you never actually write… Checkbook Balancing is Still an Important Skill
Complicated finances are difficult to manage and could even be costly. Simplifying your finances might be a much-needed stress reliever. It would also make it much easier to manage your money. Organize your financial documents,… Simplify Your Finances
Prepaid cards have been heavily criticized for the amount of fees they carry. However, considering the increased cost of checking accounts, prepaid cards may become more attractive. Walmart and American Express have introduced a prepaid… Can Prepaid Cards Replace Checking Accounts?
Continuously overdrafting your checking account, running out of money before you get paid again, and having to dip into savings or use your credit card to make ends meet are all signs of serious money… Get to the Root of Your Money Problems
A good credit score can help you qualify for the best credit card deals – ones with low interest rate, lucrative rewards, and signup bonuses. More credit card issuers are offering generous signup bonuses for… Be Careful Chasing Credit Card Signup Bonuses
If you haven’t embraced the capability of paying bills online, you may be missing out. Most companies make it easy to pay your bills over the internet within seconds. It can be so much faster… Benefits of Paying Bills Online
The average credit card rates this week are 15%, according to the Weekly Credit Card Rate Report from CreditCards.com. Each week, the credit card comparison site computes averages credit card APRs using the most current… Credit Card Rates May Not Get Any Lower
Just a few years ago, free checking accounts were abundant. In fact, banks were basically paying for customers by offering free gifts and sometimes even cash bonuses for signing up and referring new customers. Those… Free Checking Accounts Are Slowly Going Away