LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
The biggest shopping season of the year leads a lot of people into debt because they overspend with their credit cards. It’s not a bad thing to use your credit card during the holidays. The… 8 Tips for Using Your Credit Card for Holiday Shopping
To change your spending habits you have to change how you respond to the cues that typically tempt you to spend money. For example, you may typically see something in the store, want it, and… 10 Little Mind Tricks to Spend Less Money
If you’re a big picture type of person, certain details of your finances can easily slip through the cracks. While it’s important to watch the bottom line, it’s equally important to pay attention to all… You Can’t Afford to Ignore These Financial Details
For many people, one checking account and one savings account may sound like plenty of bank accounts, but it may not be enough. Having multiple bank accounts may help you manage your money better. And for… 4 Reasons to Have Multiple Bank Accounts
You sense something’s wrong with your finances because you never seem to have enough money. Here are a few signs the problem is that you’re not making enough money. You already broke within a few… 5 Signs Your Income Isn’t Enough and What to Do About It
While many people recognize the importance of creating a budget, many have a hard time sticking to the budgets they’ve created for themselves. Here are a few reasons we can’t seem to stick to a… 8 Reasons It’s So Hard to Stick to a Budget
Unexpected expenses can derail even the most perfect budget. While you can’t predict when they’ll happen, there are a few expenses that are almost unavoidable especially if you’re married, a homeowner, or employed. Unemployment. Lots… Six Unexpected Expenses That Can Wreck Your Budget
Nearly every credit card issuer has at least one credit card with a signup bonus. Spend a certain amount of money in the first few months of your account opening and you can earn points,… Four Tips for Earning Your Credit Card Signup Bonus
Fraudsters get better and better and making tricking people out of their money or out of information that can lead to their money. If it’s your first time seeing a particular scam email, you may… Five Fake But Believable Email Scams
Millions of consumers who used a credit or debit card in Target during the data breach period – November 27 to December 15, 2013 – have received a replacement card in the mail sometime in… Banks Replacing Credit and Debit Cards After Target Data Breach