LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
A suspicious charge on your credit card. Calls from collectors about accounts you didn’t know of. Alerts of new inquiries on your credit report. These can all be signs that someone has stolen your identity.… Three Things You Should Do When You Suspect Identity Theft
Cash advances are one of the most expensive types of credit card transactions. These transactions come with a higher interest rate and a cash advance fee. With most credit cards, you don’t get a grace period to… 5 Credit Card Transactions That Are Just Like a Cash Advance
There are plenty of companies that have no reservations about taking advantages of vulnerable consumers – like people buying a car with bad credit. If you’re trying to buy a car and you don’t have the… 6 Things to Know Before You Buy a Car With Bad Credit
When you make frequent online purchases from the same retailers, you might consider saving your credit card information for one-click payments. This lets you check out quickly and easily without having to enter your payment… Storing Your Credit Card for One-Click Payments
Paying off a large amount of debt takes a lot of sacrifice. You have to cut back your spending and sometimes get creative about making more money. Even though it can be stressful and frustrating,… Five Benefits of Becoming Debt-Free
You may think nothing of closing a credit card you no longer want. Maybe you have too many cards or you have one that doesn’t pay any rewards. because you have too many cards or… What’s the Risk in Closing a Credit Card?
It’s normal for retailers to pitch credit cards to shoppers during checkout. The pitch usually comes with an incentive – like a discount on the initial purchase. More retailers are offering a new payment option… What Consumers Need to Know About Point-of-Sale Loans
The information in your credit report has a major impact on whether your new applications for credit cards and loans are approved. Having positive information is key to showing that you’re a responsible borrower. Your… Five Ways Credit Bureaus May Respond to a Credit Report Dispute
It’s a common myth that your credit score can keep you from getting a job or promotion. While your current or a prospective employer may check your credit, they’re not checking your credit score. In… Will Your Job Check Your Credit Score
Banks and fintech startups are increasingly offering personal loans for consumers who need to consolidate debt, make home repairs, or take care of other financial obligations. While personal loans are becoming easier to access, there… Watch Out for the Risks of Personal Loans