LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
Many people max out their housing budget, purchasing as much house as the bank will allow. There may be a benefit to buying a home that’s priced under what you can actually afford, even if… 5 Reasons to Buy Less House Than You Can Afford
Even though shopping is a necessary part of life, it’s still important to steer clear the mistakes that will hurt our wallets. Watch out especially for these five shopping mistakes Not shopping around. Never take… 5 Shopping Mistakes That Can Cost Big Time
Self-employments has its rewards, but it also has some challenges. While you have a lot of freedom and flexibility in your schedule, you have to be disciplined to achieve results and ensure you can maintain… 3 Simple Daily Habits for Self-Employment Success
When you have an excellent credit score, the credit card world is your proverbial oyster. Not only do you have more credit card options, the options available to you include top-tier rewards credit cards. Your… Shopping for a Credit Card When You Have Excellent Credit
Budgeting for expenses that come every month is tough enough. Working in those irregular expenses that come only a few times a year can be even tougher. Property taxes, car tag renewal fees, annual insurance premiums,… 3 Steps to Keeping Irregular Expenses From Wrecking Your Budget
A travel credit card, with all its available credit, seems like a great way to fund your vacation. You get to have a great time in a new place and postpone the burden of paying… 5 Tips for Putting Your Vacation on Your Travel Credit Card
If the income from your job isn’t cutting it or you’re looking for way to get ahead financially, adding a second income stream may be a solution. A second income stream, it’s from a second… 3 Benefits of a Second Income Stream
Gas rewards credit cards can help you cut your transportation cost – a benefit you’ll especially enjoy if you have a long commute to work or you take frequent road trips. If you have a… How to Maximize Your Gas Credit Card Rewards
If you want to be better with your money and reach your financial goals, you must learn to be financially disciplined. Being disciplined will keep you from making mistakes like overdrafting your bank account and… 4 Simple Ways to Become More Financially Disciplined
Checking your credit score only once a year or when you’re about to apply for a major loan might not be enough. If you want to improve or even maintain your credit score, it’s better… Benefits of Checking Your Credit Score Regularly