What To Do With an Unexpected Lump Sum of Cash

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 There’s no better feeling than a lump sum of cash unexpectedly arriving in your life. This could come from a work bonus, tax refund, winning lottery ticket, or inheritance (and that’s just the start). Before you do anything with the money, take a step back to consider the best path forward. You don’t want to … Read more

Budgeting 101: Get Your Finances In Order

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Having a proper budget is important in terms of financial stability. However, creating a budget that works for you and your lifestyle may seem difficult if you are just starting out. There are various ways to go about budgeting and doing so can allow you to live stress-free in regard to your finances. If you … Read more

Credit Card Fees: Watch for These

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It doesn’t matter if you’re searching for a new credit card or learning more about the one you already have, there’s an important question to answer: are you familiar with the fees associated with the card? Unless you can answer “yes” with 100 percent confidence, you have some work to do. If you’re uncertain of … Read more

The Many Benefits of a Secured Credit Card

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Are you having a difficult time obtaining an unsecured credit card? Is this the result of no credit or bad credit? Have you given up on the process? While an unsecured credit card may be out of the question for the time being, there’s another option to consider: a secured credit card. With a secured … Read more

Do You Need an Emergency Fund?

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When everything is going as planned with your finances and life in general, you don’t see much reason to have an emergency fund. It’s easy to believe that everything will remain the same into the future. However, don’t be fooled. Things can and will go wrong, ranging from the current coronavirus pandemic to a necessary … Read more