Many people choose credit cards and loans based on the features, benefits, or the monthly payment, but there’s a more important factor to consider – the APR. This number tells you how much you’re actually… Why The APR is the Most Important Factor In Borrowing
Coming up with a solid budget is tough even when you have a regular income from a job or business. Budgeting a fluctuating income can be even more difficult because you can’t be sure how… Five Tips for Budgeting a Fluctuating Income
With 2019 winding down, there’s no better time than now to turn your attention to the new year. As 2020 inches closer, it makes sense to review your budget with an eye toward saving money.… 5 Ways to Save on Car Insurance in 2020
Filing bankruptcy can affect your credit more than almost anything else, but that doesn’t mean you should avoid bankruptcy if it’s the best solution to get your finances back on track. Bankruptcy can be the… Getting Your Credit Back on Track After Bankruptcy
Every year, I make it a goal to have my holiday shopping completed before the holidays actually hit. Planning ahead for holiday gifts can not only help you to save on stress, but save on… Budget Friendly Gift Ideas for Friends
Some people can be very frugal. In certain economic environments frugality is very important and can help you save money or survive in an economic downturn. Frugality is more than just clipping coupons. Being frugal… Daily Habits of Frugal People
Every person should have a solid foundation or set of key principles to investing. Even if you are not a financial savvy person, you should still sit down and outline what your key principles are.… What are Your Key Principles to Investing?
I am not going to tell you when the next economic recession is. However, I am confident to tell you there will be another recession at some point in the future. When this recession occurs,… How to Prepare Yourself for a Recession
Debt collectors do several things to try and collect debts from you. If you’ve ever had an account in collections, then you’re already aware of the phone calls, letters, and placing the debt on your… Why Debt Collectors Check Your Credit Report
Are you happy with your current credit card? Are you on the search for something new? Do you have big plans for eliminating your credit card debt in the near future? Regardless of your situation,… 7 Credit Card Resources Worth Reading