The U.S. Postal Service announced on Wednesday its plans to drop Saturday letter delivery to street addresses beginning in August. The move is expected to save the financially ailing agency an estimated $2 billion per… USPS: Saturday Mail Delivery to End in August
We know that paying bills on time is one of the most important aspects of being financially responsible. If you pay late, you’ll get charged a late fee, you risk having your services terminated (no… It Takes More Than Timely Payments to Build Good Credit
It’s widely known that the FICO score is the score most used by creditors and lenders to approve your credit card, loan, or application. There are possibly hundreds of credit scores out there, so when… Not a FICO? Not a Big Deal
People who expect to get a tax refund this year have probably already started daydreaming and planning on what they’ll do with the extra money. Last year, the average tax refund was around $3,000. While… Four Reasons to Use Your Tax Refund on Debt
Though the tax filing season is open for most taxpayers – whether they are filing electronically or on paper – on January 30th, the Internal Revenue Service will not be ready to accept returns claiming… Tax Season Opens January 30 for Most
Young people may never pay off their credit card debt. That’s the hypothesis that experts and reporters have made based on a recent study by an Ohio State economics professor. The study found that the… Young Generations Face Credit Card Debt Crisis
In the past few years, prepaid cards, sometimes called prepaid debit cards, has risen in popularity. These cards are often advertised as a credit or checking account alternative for people with bad credit or no… Misconceptions About Prepaid Cards
At the beginning of every year, millions of Americans get ready to file their income tax return. Some do it because they know they’re legally required to file (whether you’re required to file depends on… Options for Filing Income Taxes
Imagine walking to the cash register of a convenience store with a bag of chips and a soda, intending to pay with your credit card, and seeing a sign that requires a minimum $10 purchase… Watch Out for Merchant Credit Card Minimum Purchase Requirements
You probably wouldn’t imagine something as simple as an unreturned library book or movie would hurt your credit. After all, you only kept the books out a few days past the date. But, libraries around… Crazy But True: Overdue Library Books Can Hurt Your Credit