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Capital Bank N.A. Credit Cards
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opensky® Secured Visa® Credit Card
- Earn up to 10% cash back on everyday purchases
- No credit check required – 89% approval rate with zero credit risk to apply!
- Boost your credit score fast: 2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments: add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with just $200: secure your credit line with a refundable deposit
- Fast and easy application. Apply in minutes with our mobile-first experience
- Flexible payment options: pick a due date that works for you
- More time to fund: spread your security deposit over 60 days with layaway
- Join 2 million+ cardholders who have used opensky® to build better credit!
- See Rates & Fees
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Limited Credit, Poor Credit | Secured | $35 | N/A | N/A | 24.14% (variable) | None | Be the first to write one |
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