Secured Credit Cards

Secured credit cards are ideal for building or rebuilding your credit - and the best ones go beyond the basics. Our featured list highlights top secured cards that prioritize strong credit-building features, fraud protection, and user privacy. Browse below to find standout options offering competitive deals, rewards, and bonus perks designed for those serious about improving their financial footing.

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Card	Credit Needed	Annual Fee	BT Intro APR	Intro APR	Regular APR	Rewards	Reviews
opensky® Secured Visa® Credit Card	Fair Credit, Limited Credit, Poor Credit	$35	N/A	N/A	24.64% (variable)	None	Be the first to write one
Merrick Bank Secured Credit Card	Fair Credit, Average Credit, Poor Credit	$36 for first year. Billed $3 per month thereafter	N/A	N/A	22.70% Variable	None	Be the first to write one