Credit Cards With No Annual Fee


If you're looking to avoid unnecessary costs, credit cards with no annual fee are a smart choice. These cards offer solid rewards, promotional rates, and useful features - all without charging you just for keeping the card active. Whether you're a first-time applicant or a seasoned cardholder, avoiding annual fees can help you save more over time.

Below, you'll find a list of top credit cards that charge no annual fee. Compare offers to find the right fit based on rewards, intro APRs, credit requirements, and more.

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Card Credit Needed Annual Fee BT Intro APR Intro APR Regular APR Rewards Reviews
Kay Jewelers Credit Card Poor Credit, Limited Credit $0* N/A N/A See Terms* None 41
Blain's Farm & Fleet Rewards Mastercard® Good Credit, Above Average Credit, Fair Credit $0* N/A 0% for 12 billing cycles* 26.74% (Variable)* Store 1
Masseys Credit Poor Credit, Fair Credit, Limited Credit $0* N/A N/A See Terms* None Be the first to write one
AccountNow® Prepaid Mastercard® Poor Credit up to $9.95 monthly fee N/A N/A N/A None 1
AccountNow® Prepaid Visa® Card Poor Credit $0 N/A N/A N/A None Be the first to write one
Upgrade Cash Rewards Visa® Excellent Credit, Good Credit $0 N/A N/A 14.99% - 29.99% APR Cash Back 1
Upgrade Triple Cash Rewards Visa® Excellent Credit, Good Credit, Above Average Credit $0* N/A N/A 14.99% - 29.99% APR Cash Back Be the first to write one
Upgrade Life Rewards Visa® Excellent Credit, Good Credit $0 N/A N/A 14.99% - 29.99% APR Cash Back Be the first to write one