Credit Cards for Excellent Credit
There aren't a great deal of downsides when it comes to shopping for these credit cards. So long as you are able to qualify, the card offers and applications below will provide you with what are arguably the most competitive and worthwhile credit cards around-- from exceptional cash back rewards programs to zero annual fees, 0% first year APR rates and a variety of other perks, the overall packages and bonuses provided by the cards listed below are some of the best that money (and an excellent credit rating) can earn you.
Read ahead for a number of rundowns on the best among cards offered to those with good to excellent credit ratings-- additionally, by using our table view and search functions, you will be able to comparison shop for the best bonuses and rewards programs by weighing each credit card offer against one another, ultimately being able to narrow down a credit card truly worth applying for that you might even come to consider being the best of the best. Still not quite satisfied? Be sure to take to our credit card forums, complete card library and more to ensure that you're able to narrow down the best overall online credit card application to suit your needs, regardless of credit score, credit history, or other factors.
Showing 10 of 103 Results
U.S. Bank Business Cash Rewards World Elite™ MasterCard®
- Earn a new cardmember bonus of $200 after you spend $1000 in eligible net purchases on your card within the first 90 days of account opening.
- 3% cash back on cellular, gas stations and office supply store net purchases
- 1% cash back on other eligible net purchases
- No cap on total rewards and they never expire!
- Plus, a 25% Annual Cash Rewards bonus, up to $250
- No annual fee*
- Net purchases are purchases minus credits and returns
- 0% Intro APR* on purchases and balance transfers for the first 15 billing cycles. After that variable APR currently 14.24% - 25.24%*
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit | Business | $0* | 0%* intro on BTs for 15 billing cycles | 0%* for 15 billing cycles on purchases* | 14.24%-25.24%* (Variable) | Cash Back | Be the first to write one |
USAA® Cashback Rewards Plus American Express® Card
- Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
- Earn 2% on your first $3,000 on supermarket purchases per year
- Unlimited 1% cash back on all other purchases
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Cash Back | Be the first to write one |
USAA® Rewards™ American Express® Card
- Earn 3X points per dollar spent on dining
- Earn 2X points per dollar spent on gas and groceries
- Earn 1X points for every dollar spent on all other purchases
- Get 2,500 bonus points with your first purchase
- Redeem points for cash, merchandise, gift cards and more.
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 12.15% - 28.15% variable Regular APR on purchases, balance transfers and onvenience checks | Flexible Options | Be the first to write one |
USAA® Preferred Cash Rewards Visa Signature® Card
- Earn 1.5% cash back on every purchase with no limits or category restrictions
- Pay no annual fee, no penalty APR and no foreign transaction fees
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Good Credit, Excellent Credit | Consumer | $0 | None | N/A | 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Cash Back | Be the first to write one |
USAA® Rewards™ Visa Signature® Card
- Earn 2X points per dollar spent on gas and dining with no cap
- Earn 1X points for every dollar spent on all other purchases
- Get 2,500 bonus points with your first purchase
- Redeem points for cash, merchandise, gift cards and more.
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 12.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Flexible Options | Be the first to write one |
USAA® Rate Advantage Visa Platinum® Card
- Enjoy USAA's lowest rate card
- No annual fee, no foreign transaction fees, no penalty APR
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 9.15% - 26.15% variable Regular APR on purchases, balance transfers and convenience checks | None | Be the first to write one |
Barclaycard Ring® Mastercard®
- Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
- Low 14.24% variable APR on purchases and cash advances
- NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
- No annual fee
- No foreign transaction fees
- International Chip and PIN
- See Rates & Fees
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. | N/A | 14.24% Variable | None | Be the first to write one |
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HSBC Cash Rewards Mastercard® credit card
- Earn unlimited 1.5% cash rewards on all purchases.
- Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | N/A | 0% Introductory APR on balance transfers for the first 12 months from account opening | 0% Introductory APR on credit card purchases for the first 12 months from account opening | Variable APR of 15.24%, 19.24% or 25.24% will apply after the Introductory Period | Cash Back | Be the first to write one |
HSBC Gold Mastercard® credit card
- 0% Intro APR on purchases and balance transfers for the first 15 months from account opening. Then a variable APR of 14.24%, 20.24% or 25.24% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | N/A | 0% Introductory APR on balance transfers for the first 15 months from account opening | 0% Introductory APR on credit card purchases for the first 15 months from account opening | Variable APR of 14.24%, 20.24% or 25.24% will apply after the Introductory Period | None | Be the first to write one |
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