Credit Cards for Excellent Credit

There aren't a great deal of downsides when it comes to shopping for these credit cards. So long as you are able to qualify, the card offers and applications below will provide you with what are arguably the most competitive and worthwhile credit cards around-- from exceptional cash back rewards programs to zero annual fees, 0% first year APR rates and a variety of other perks, the overall packages and bonuses provided by the cards listed below are some of the best that money (and an excellent credit rating) can earn you.

Read ahead for a number of rundowns on the best among cards offered to those with good to excellent credit ratings-- additionally, by using our table view and search functions, you will be able to comparison shop for the best bonuses and rewards programs by weighing each credit card offer against one another, ultimately being able to narrow down a credit card truly worth applying for that you might even come to consider being the best of the best. Still not quite satisfied? Be sure to take to our credit card forums, complete card library and more to ensure that you're able to narrow down the best overall online credit card application to suit your needs, regardless of credit score, credit history, or other factors.

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USAA® Rewards™ American Express® Card

Earn 3X points per dollar spent on dining
Earn 2X points per dollar spent on gas and groceries
Earn 1X points for every dollar spent on all other purchases
Get 2,500 bonus points with your first purchase
Redeem points for cash, merchandise, gift cards and more.
USAA membership is available to active and former military and their eligible family members

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0	None	N/A	12.15% - 28.15% variable Regular APR on purchases, balance transfers and onvenience checks	Flexible Options	Be the first to write one

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HSBC Cash Rewards Mastercard® credit card

Earn unlimited 1.5% cash back on all purchases.
Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
No Annual Fee.
0% Intro APR for 12 months on purchases and balance transfers, then a 16.99% - 22.99% variable APR.
No Foreign Transaction Fees.
$0 liability for unauthorized purchases.
Terms Apply.

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	N/A	0% Introductory APR on balance transfers for the first 12 months from account opening	0% Introductory APR on credit card purchases for the first 12 months from account opening	Variable APR of 14.99% - 24.99% will apply after the Introductory Period	Cash Back	Be the first to write one

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USAA® Cashback Rewards Plus American Express® Card

Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
Earn 2% on your first $3,000 on supermarket purchases per year
Unlimited 1% cash back on all other purchases
USAA membership is available to active and former military and their eligible family members

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0	None	N/A	14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks	Cash Back	Be the first to write one

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USAA® Rewards™ Visa Signature® Card

Earn 2X points per dollar spent on gas and dining with no cap
Earn 1X points for every dollar spent on all other purchases
Get 2,500 bonus points with your first purchase
Redeem points for cash, merchandise, gift cards and more.
USAA membership is available to active and former military and their eligible family members

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0	None	N/A	12.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks	Flexible Options	Be the first to write one

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USAA® Preferred Cash Rewards Visa Signature® Card

Earn 1.5% cash back on every purchase with no limits or category restrictions
Pay no annual fee, no penalty APR and no foreign transaction fees
USAA membership is available to active and former military and their eligible family members

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Good Credit, Excellent Credit	Consumer	$0	None	N/A	14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks	Cash Back	Be the first to write one

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USAA® Rate Advantage Visa Platinum® Card

Enjoy USAA's lowest rate card
No annual fee, no foreign transaction fees, no penalty APR
USAA membership is available to active and former military and their eligible family members

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0	None	N/A	9.15% - 26.15% variable Regular APR on purchases, balance transfers and convenience checks	None	Be the first to write one

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Upgrade Card

Combine the flexibility of a card with the low cost and predictability of a loan
$0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Access to a virtual card while you wait for your card to arrive in the mail
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability
See Rates & Fees

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0	N/A	N/A	6.99%-29.99%	None	Be the first to write one

ABOC Platinum Rewards Mastercard Credit Card - Credit Card

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ABOC Platinum Rewards Mastercard® Credit Card

0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It’s simple: $1 = 1 Point
No Annual Fee or Foreign Transaction Fee
Select Your Rewards Your Way
No Foreign Transaction Fee

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit	Consumer	$0*	N/A	0% for 12 months*	12.90%* - 22.90% (Variable)*	Flexible Options	Be the first to write one

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Jasper Mastercard®

Up to a $5k Credit Limit
All the benefits of a premium Mastercard®
High credit limits, low-interest rates
No annual fee*, no security deposit
No credit history required to apply if you don’t already have one
An intuitive experience that includes personalized, real-time financial advice, and innovative auto payment options
Ongoing education for smart credit use via app and emails to encourage healthy financial behavior
Issued by WebBank, Member FDIC
*Review the Jasper fee schedule: Jasper Mastercard®

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0*	N/A	N/A	15.49% (Variable)*	None	Be the first to write one