Credit Cards for Excellent Credit
There aren't a great deal of downsides when it comes to shopping for these credit cards. So long as you are able to qualify, the card offers and applications below will provide you with what are arguably the most competitive and worthwhile credit cards around-- from exceptional cash back rewards programs to zero annual fees, 0% first year APR rates and a variety of other perks, the overall packages and bonuses provided by the cards listed below are some of the best that money (and an excellent credit rating) can earn you.
Read ahead for a number of rundowns on the best among cards offered to those with good to excellent credit ratings-- additionally, by using our table view and search functions, you will be able to comparison shop for the best bonuses and rewards programs by weighing each credit card offer against one another, ultimately being able to narrow down a credit card truly worth applying for that you might even come to consider being the best of the best. Still not quite satisfied? Be sure to take to our credit card forums, complete card library and more to ensure that you're able to narrow down the best overall online credit card application to suit your needs, regardless of credit score, credit history, or other factors.
Showing 10 of 83 Results
USAA® Rewards American Express® Card
Everyday Cash Back
- 5% cash back on your first $3,000 in combined gas station and military base purchases yearly
- 2% cash back on your first $3,000 in grocery purchases yearly
- Unlimited 1% cash back on all other qualifying purchases
USAA membership is available to active and former military and their eligible family members
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 12.15% - 28.15% variable Regular APR on purchases, balance transfers and onvenience checks | Flexible Options | Be the first to write one |
HSBC Cash Rewards Mastercard® credit card
- Earn unlimited 1.5% cash back on all purchases.
- Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
- No Annual Fee.
- 0% Intro APR for 12 months on purchases and balance transfers, then a 16.99% - 22.99% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | N/A | 0% Introductory APR on balance transfers for the first 12 months from account opening | 0% Introductory APR on credit card purchases for the first 12 months from account opening | Variable APR of 14.99% - 24.99% will apply after the Introductory Period | Cash Back | Be the first to write one |
USAA® Cashback Rewards Plus American Express® Card
Unlimited Rewards
- 3X points on dining out
- 2X points on gas and groceries
- 1X points on all other qualifying purchases
Bonus Rewards
- 2,500 bonus points after your first qualifying purchase
- USAA membership is available to active and former military and their eligible family members
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Cash Back | Be the first to write one |
USAA® Rewards Visa Signature® Card
- Earn 2X points per dollar spent on gas and dining with no cap
- Earn 1X points for every dollar spent on all other purchases
- Get 2,500 bonus points with your first purchase
- Redeem points for cash, merchandise, gift cards and more.
- USAA membership is available to active and former military and their eligible family members
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 12.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Flexible Options | Be the first to write one |
Upgrade Visa® Card with Cash Rewards
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- See Rates & Fees
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | $0 | N/A | N/A | 8.99%-29.99% | Cash Back | Be the first to write one |
USAA® Preferred Cash Rewards Visa Signature® Card
- Earn 1.5% cash back on every purchase with no limits or category restrictions
- Pay no annual fee, no penalty APR and no foreign transaction fees
- USAA membership is available to active and former military and their eligible family members
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Good Credit, Excellent Credit | Consumer | $0 | None | N/A | 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Cash Back | Be the first to write one |
USAA® Rate Advantage Visa Platinum® Card
- Enjoy USAA's lowest rate card
- No annual fee, no foreign transaction fees, no penalty APR
- USAA membership is available to active and former military and their eligible family members
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 9.15% - 26.15% variable Regular APR on purchases, balance transfers and convenience checks | None | Be the first to write one |
Jasper Mastercard®
- Earn 1% cash back on every purchase. Terms apply.*
- Up to a $5,000 credit limit
- Unique autopay settings, push notifications, and utilization alerts that help you manage your account and build your credit
- All the benefits of a premium Mastercard
- No annual fee, no security deposit, no foreign transaction fees*
- *See terms and fees: jaspercard.com/disclosures/fees_terms
- Issued by WebBank, Member FDIC
- See Rates & Fees
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | $0 | N/A | N/A | 15.49%-24.99% (Variable) | Cash Back | Be the first to write one |
Bank of America® Cash Rewards Credit Card
- No annual fee
- $200 online cash rewards bonus after you spend at least $1000 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- 0% Introductory APR for 15 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
---|---|---|---|---|---|---|---|
Excellent Credit, Good Credit | Consumer | $0* | 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days* | N/A | 13.99% - 23.99% Variable APR on purchases and balance transfers | Cash Back | Be the first to write one |
Next