Written by: credit4me on 2008-04-11
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credit4me's review: 
I applied for this card 03/08 and received instant online approval. Received card in 6 days. CL 300, apr 17.30, 0% until 08/08. Truecredit scores are: TU 584, EX 547, EQ 607. Pulled credit from all 3. Several collections/chargeoffs from 4 years ago- all paid.
I applied for this card 03/08 and received instant online approval. Received card in 6 days. CL 300, apr 17.30, 0% until 08/08. Truecredit scores are: TU 584, EX 547, EQ 607. Pulled credit from all 3. Several collections/chargeoffs from 4 years ago- all paid.
7 Comments
Comment 1 by arod
Congrats 
on 2008-04-12
Congrats on your capital one card approval this card will help you fix your credit score.
But you did the right thing in applying.
Stay with this card for a year and check your score.
Im sure you will see your FICO higher as long as you are never late.
I have capital one and there great.
Take care,
Alex
on 2008-04-12 Congrats on your capital one card approval this card will help you fix your credit score.But you did the right thing in applying.
Stay with this card for a year and check your score.
Im sure you will see your FICO higher as long as you are never late.
I have capital one and there great.
Take care,
Alex
Comment 2 by arod
Congrats 2 on 2008-04-12
When I said to stay for a year I meant in a year check your score.
Because I know you will like Capital One.
Seeya,
Alex
on 2008-04-12 When I said to stay for a year I meant in a year check your score.Because I know you will like Capital One.
Seeya,
Alex
Comment 3 by rockin35
Good Job!! on 2008-04-12
Keep this Capital One card for at least 2 years and if you can charge something inexpensive each month and pay it off each month. All 3 bureaus will report your points each month as "Paid As Agreed" which will boost your credit scores. The key is to show/demonstrate an excellent payment history and you should be fine. Keep up the good work... Rockin35
on 2008-04-12 Keep this Capital One card for at least 2 years and if you can charge something inexpensive each month and pay it off each month. All 3 bureaus will report your points each month as "Paid As Agreed" which will boost your credit scores. The key is to show/demonstrate an excellent payment history and you should be fine. Keep up the good work... Rockin35
Comment 4 by arod
In Fact.. on 2008-04-12
Stay with this card not 1 or two years... For many years to come..
I hope you don't close this account this is your first card and will help you established a credit file..
on 2008-04-12 Stay with this card not 1 or two years... For many years to come..I hope you don't close this account this is your first card and will help you established a credit file..
Comment 5 by lyyssa01
Congratulations!! on 2008-04-12
Treat this card well. Capital 1 can either be your best friend, or your worst enemy. Capital 1 was a great starter card for me.
on 2008-04-12 Treat this card well. Capital 1 can either be your best friend, or your worst enemy. Capital 1 was a great starter card for me.
Comment 6 by yoyo11
Hmmm on 2008-04-16
I try their pre qualify once a week... Still they can't pre qualify me... EQ 568/547/574
on 2008-04-16 I try their pre qualify once a week... Still they can't pre qualify me... EQ 568/547/574
Comment 7 by yoyo11
Checked Again on 2008-04-19
New FICO's (true FICO's) ex 610, trans 582, eq 592 still not pre - qualifed
on 2008-04-19 New FICO's (true FICO's) ex 610, trans 582, eq 592 still not pre - qualifed
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.