Written by: thelakes80 on 2012-11-15
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thelakes80's review: 
Got letter stating that reason for denial was that limit on store cards was too high which I agree for my Macy's has a CL of $2.5K and a balance of $2k so other than that I would of been approved my EX score is 711.
Got letter stating that reason for denial was that limit on store cards was too high which I agree for my Macy's has a CL of $2.5K and a balance of $2k so other than that I would of been approved my EX score is 711.
2 Comments
Comment 1 by patrick12
Re: Denied 
on 2012-11-16
Always keep your balances low compared to your limits, a lot of card issuers get nervous issuing new lines of credit once they see you have outstanding balances, I will say with Chase, once you become a customer and show a history of great payments with them, they are good about extending new lines of credit as well, as with me I have Chase Freedom and Amazon, both great cards!
on 2012-11-16 Always keep your balances low compared to your limits, a lot of card issuers get nervous issuing new lines of credit once they see you have outstanding balances, I will say with Chase, once you become a customer and show a history of great payments with them, they are good about extending new lines of credit as well, as with me I have Chase Freedom and Amazon, both great cards!
Comment 2 by michael cook
Re: Denied on 2013-01-10
I used to have a Chase Visa Signature card $22,000 limit and when my business went under I got stuck in bankruptcy.... Well I called chase and they told me give it a few years and after seeing some good payment history they will overlook that I filed on them and may even approve me for one of their great cards.... I loved Chase I never wanted to file Bankruptcy... Capital One gave me credit back after I filed on them a $5000 limit card... I highly recommend all chase cards.
on 2013-01-10 I used to have a Chase Visa Signature card $22,000 limit and when my business went under I got stuck in bankruptcy.... Well I called chase and they told me give it a few years and after seeing some good payment history they will overlook that I filed on them and may even approve me for one of their great cards.... I loved Chase I never wanted to file Bankruptcy... Capital One gave me credit back after I filed on them a $5000 limit card... I highly recommend all chase cards.
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Disclaimer: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Review content is powered by Finance Globe.