Written by: sethatco on 2011-03-03
Overall Satisfaction
Customer Service
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Account Management
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sethatco's review: 
I got this card, simply for the fact that it does not charge a typical 1-3% foreign transaction fee. I admit the annual fee is high for a card that only offers thank you points but if you travel extensively this card pays for its self in 1 trip out of the country. I am not a huge fan of Citi, I have a sears store card and a few other gas branded affinity cards, given the current credit environment there are only a handful of cards not looking to take you to the cleanwea for buying things overseas.
Credit line $15,200
13.99% APR
TU 825 EQ 810 EX 800
I got this card, simply for the fact that it does not charge a typical 1-3% foreign transaction fee. I admit the annual fee is high for a card that only offers thank you points but if you travel extensively this card pays for its self in 1 trip out of the country. I am not a huge fan of Citi, I have a sears store card and a few other gas branded affinity cards, given the current credit environment there are only a handful of cards not looking to take you to the cleanwea for buying things overseas.Credit line $15,200
13.99% APR
TU 825 EQ 810 EX 800
6 Comments
Comment 1 by wanderer
Re: Great Card If You Travel 
on 2011-03-03
Congrats! Appreciate knowing that there are other cards that work for foreign travel in addition to American Express. Also, thanks for the heads up on foreign transaction fees. Great CL and apr.
on 2011-03-03 Congrats! Appreciate knowing that there are other cards that work for foreign travel in addition to American Express. Also, thanks for the heads up on foreign transaction fees. Great CL and apr.
Comment 2 by sethatco
Re: Great Card If You Travel on 2011-03-03
Amex is a joke, look at your statement again. They not only charge a hefty fee but many times the card winds up being declined. I no longer consider taking AMEX to Europe its a joke and a card whos time has come and gone!
on 2011-03-03 Amex is a joke, look at your statement again. They not only charge a hefty fee but many times the card winds up being declined. I no longer consider taking AMEX to Europe its a joke and a card whos time has come and gone!
Comment 3 by kdb030609
Re: Great Card If You Travel on 2011-03-03
Congratulations!!! Nice scores & limit. Did youget the Visa or MasterCard ?
on 2011-03-03 Congratulations!!! Nice scores & limit. Did youget the Visa or MasterCard ?
Comment 4 by colonative
Re: Great Card If You Travel on 2011-03-05
Congrats on your approval. Going back through some of your reviews, it looks like you already had three Citibank cards. Did you close any of them or do you have four Citibank cards now?
on 2011-03-05 Congrats on your approval. Going back through some of your reviews, it looks like you already had three Citibank cards. Did you close any of them or do you have four Citibank cards now?
Comment 5 by sethatco
Re: Great Card If You Travel on 2011-03-06
Citi actually closed the Diamond Amex out because they no loner offer it and I didn't really use it much. I am not a big fan of Citi but they are one of a few banks that actually offer transaction free purchases abroad. People do not realize how fast it adds up!
on 2011-03-06 Citi actually closed the Diamond Amex out because they no loner offer it and I didn't really use it much. I am not a big fan of Citi but they are one of a few banks that actually offer transaction free purchases abroad. People do not realize how fast it adds up!
Comment 6 by credit28
Re: Great Card If You Travel on 2011-03-08
Congrats on your approval! What is your AAoA, credit background is like? That might have contributed to your approval and credit line? Thanks.
on 2011-03-08 Congrats on your approval! What is your AAoA, credit background is like? That might have contributed to your approval and credit line? Thanks.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.