Score Match: 500 FICO Score Matches

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JCPenney Card® - Credit Card
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JCPenney Card®

Recommended Score: 530
  • Earn 1 point for every $1 of qualifying purchases.
  • Save 15% on apparel, shoes, handbags, fine jewelry and home merchandise; save 10% on Modern Bride Diamond Vault, watches, furniture, mattresses, and custom blinds & shades.
  • Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
  • Earn a $10 jcp reward certificates when you spend $100 on qualifying purchases in-store or at jcp.com, with a limit of ten $10 certificates per month.
  • Points expire at the end of each calendar month.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Fair Credit Consumer $0* None None 26.99% Fixed* Store 59
Chevron® and Texaco® Credit Card - Credit Card
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Chevron® and Texaco® Credit Card

Recommended Score: 500 to 625
  • Convenient 24/7 Cash Access.* Now available! Easy cash access 24/7 at any ATM with the Cirrus Symbol.
  • Peace of Mind with Zero Fraud Liability* You will not be liable for unauthorized charges regardless of the amount.
  • Special Introductory Offer* Enjoy fuel credits of 30¢ per gallon for 60 days.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer $0* None None 26.99% Fixed* None 19
Jared® Credit Card - Credit Card
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Jared® Credit Card

Recommended Score: 483

Become a Jared® Cardholder today. Applying is quick, simple, and safe.

  • Apply instantly and shop today
  • No Annual Fee
  • Use your card on jared.com or at any Jared® The Galleria Of Jewelry
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer $0* None None 17.00%* - 24.99% (Variable)* None 9
Chevron and Texaco Visa® Card - Credit Card
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Chevron and Texaco Visa® Card

Recommended Score: 470
Every qualifying purchase you make with your card for things like travel, dining, and entertainment brings you closer to savings at Chevron and Texaco stations nationwide!
  • Earn 30¢ per gallon in Fuel Credits for first 60 days*
  • Earn 10¢ per gallon in Fuel Credits when you make $300 in monthly qualifying purchases*
  • Earn 20¢ per gallon in Fuel Credits when you make $1,000 in monthly qualifying purchases*
  • NO Annual Fee
  • Cash Access*
  • Zero Fraud Liability*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Limited Credit Consumer $0* None None 26.99% (Variable)* Gas Stations 2
Talbots Charge Card - Credit Card
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Talbots Charge Card

Recommended Score: 533
  • $25 Appreciation Dividend at 500 Points* 
  • 1 Point per $1 spent on your Talbots Credit Card* 
  • 15% Off Birthday Bonus 
  • Bonus Points Events 
  • Extra 5% Off During Semi-Annual Red Hanger Clearance Sales 
  • Earn points 25% faster on Talbots Credit Card purchases**
  • Automatic Point Rollover at year's end
  • Free Shipping on all purchases, all the time.**
  • *The Talbots Classic Awards program is provided by Talbots and Talbots may change or discontinue it any time. 
  • **Subject to credit approval
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Limited Credit Consumer $0* None None 24.99% Fixed* Store Be the first to write one

NetSpend® Visa® Prepaid Card

Recommended Score: 536
  • Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Limited Credit Debit $9.95 monthly fee None None N/A None Be the first to write one
Restoration Hardware Credit Card - Credit Card
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Restoration Hardware Credit Card

Recommended Score: 488

Standard Revolving purchases earn one point for every dollar spent. Points are awarded on all RH, RH Baby & Child and Outlet purchases (net of returns and credits). You will receive a $25 Rewards certificate for every $500 you spend (i.e., 500 points you accumulate) during a calendar year. Points are valid for 12 months from the date of purchase. Rewards Certificates are valid for 90 days from date of issuance. RH promotional financing plans do not qualify for rewards.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Limited Credit Consumer $0* None None 24.99% (Variable)* None Be the first to write one
Crate And Barrel Credit Card - Credit Card
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Crate And Barrel Credit Card

Recommended Score: 503
  • Earn and redeem rewards at Crate and Barrel, CB2 and The Land of Nod 
  • Enjoy exclusive special offers and events
  • 6-month financing available on purchases $999 or more*
  • No annual fee*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer $0* None None 26.99% (Variable)* None Be the first to write one
Verve MasterCard ® - Credit Card
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Verve MasterCard ®

Recommended Score: 300 to 510

Use your MasterCard® card everywhere MasterCard is accepted. Serviced by Continental Finance Company, LLC.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit Consumer $$125 for the first year After that, $96 annually* None None 29.99% (Variable)* None 1
Secured Visa® Card - Credit Card
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Secured Visa® Card

Recommended Score: 536
  • Automatic reporting to the 3 major credit bureaus, which can help build a positive credit history.
  • Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.*
  • U.S. citizenship is not required, but you must have a valid SSN or ITIN and U.S. address.
  • Opportunity to move to a deposit free card in as little as 15 months when you maintain a good payment history with us.*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Limited Credit Secured $19* None None 17.99% (Variable)* None Be the first to write one
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