"Instant Yes": Ann Taylor Credit Card Review
Written by: creditlaw on 2008-11-17
I got an online decision. My credit scores are in upper 600's and I have four major credit cards. No late pays, no bk, repo, or anything negative on my reports. They did ask for a major credit card and my home telephone. I used my fax line at home since my husband and I just use cell phones. Interest rate is predictably high but I never plan on carrying a balance. I love The LOFT and Ann Taylor. I have a Loft Outlet near me and they have great stuff.
Comment 1 by meya
Congrats! on 2008-11-18
Way to go on your approvals and welcome to the Network! Keep us posted with your overall usage about the card.
Comment 2 by charonh
Congratulations! on 2008-11-18
I love Ann Taylor; her clothing line is so sophiscated. It just screams "success". Enjoy your new card, because I sure would.
Comment 3 by hjm331
Congrats! on 2008-11-18
Congrats on getting approved for a store card that you actually can benefit from with discounts and help build your credit.
Comment 4 by colonative
WFNNB on 2008-11-18
Strikes again. Congratulations.
Comment 5 by kellbell
YAY! on 2008-11-18
You will love this card.
Ann Taylor lives up to her name. EVERY article of clothing is tailored to make you look sophisticated, classy, trendy, stylish, and in awesome shape. This is certainly my favorite card of all!
Comment 6 by faith
Ann Taylor MasterCard....WFNNB Bank on 2010-04-24
Instant approval. Did not see a credit pull on Equifax or Transunion. Assuming Experian was pulled. Will give a review 30 days after I receive the card and use it. Customer Service seemed helpful when I called in to check credit limit and APR.
Comment 7 by meya
Re: Faith on 2010-04-24
Hi Faith, I went ahead and automatically moved your review into the comments so that you will be able to add more info the your review. We are only allowed to make one review per card, this will give you a second chance to write a full review on the credit card(s) you applied for. Thanks!
Comment 8 by torisjavamom
Re: Instant Yes on 2012-01-19
I am extremely pissed at Ann Taylor credit card. I made a payment well over the minimunm paymetn on Monday, Jan 9th via my bank account (automatic payment service). Today is Jan 19th and the credit is still not available. Just some background – My husband and I were going down to Disney for the MLK weekend minus the kids. The trip was our special time away. Now with getting married this year and christmas, this card was at its max. I have great credit and I have always made my payments every month and every March I have paid my credit card off in full (after I get my bonus). Well to make a long story short. Ann Taylor has taken the money out of my bank account for 8 days now and has not given me any available credit . Now I have other means for money but I feel for those that do not. This is wrong in so many ways. I really feel that World Financial Bank is day trading my money. If I knew this would not be posted to my account in a few days I would have only paid the minimum balance and my husand and I would have kept the cash for the trip. When I spoke with management they said that they have the right to hold the funds until 14 business days. Needless to say, I will never pay this company another dime. I will be paying this card off this month to avoid paying any more fees and I plan on using this card for a reoccurring monthly payment to keep my credit card score high. If this were not my longest card, I would CANCEL this card and tell them to go to hell. I was a faithful shopper at Ann Taylor but I am done with them. They need to reconsider who they couple up with for credit card, WWFB sucks and due to them, I will now abandon Ann Taylor and shop elsewhere
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