Surge® Platinum Mastercard®


  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
  • See Rates & Fees
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Limited Credit, Poor Credit Personal $75 - $125 N/A* See website for Details* 29.99% APR (Variable) None

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Our Editor's Commentary:
The Surge® Platinum Mastercard® is the right solution for applicants with no credit or poor credit. With three bureau reporting, a decent initial credit limit, and 24/7 online access, this offer can help anybody establish or rebuild credit.

The annual fee and APR is higher than average, but most agree that the benefits far outweigh any drawbacks.
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